Belvo vs Flinks
Belvo
belvo.comFlinks
flinks.comSide by side
| Figure | Belvo | Flinks |
|---|---|---|
| Price from | $1,000/mo | $250/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 10 |
| Spec score · Bank Connectivity Software | 8.5 (#3) | 7.8 (#19) |
| Spec score · Financial Data Aggregation Platforms | 8.5 (#1) | 7.9 (#5) |
| Spec score · Financial Data APIs | 8.5 (#3) | 7.8 (#15) |
| Founded | 2019 | 2016 |
| Headquarters | Mexico City, Mexico; São Paulo, Brazil | Toronto, Canada |
| Integrations | Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records. | Flinks says fintechs can integrate with 500+ financial apps. |
| Payments | Its payment offerings include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. | Pay supports account validation, funding, loan repayments, and PAD authorization; its listed rails include Interac e-Transfer and EFT. |
| Security | Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported. | Flinks lists SOC 2, AES-256 hardware encryption, HTTPS 256-bit encryption, IP whitelisting, and daily automated and manual application security testing. |
| Support | The pricing page lists standard support by email and premium support through Slack and video conference. | All customers can submit tickets through the Support portal, and Scale plan customers and above receive a dedicated customer success representative. |
Plans
Flinks
- Flinks Enrich Starter$250 a month
- Flinks Connect Starter$500 a month
- Flinks Upload Starter$500 a month
- Flinks Enrich Scale$1,100 a month
- Flinks Connect Scale$1,250 a month
- Flinks Upload Scale$1,500 a month
- Flinks Connect EnterprisePriced on request
- Flinks Enrich EnterprisePriced on request
- Flinks PayPriced on request
- Flinks Upload EnterprisePriced on request
In their own words
Belvo
Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.