Belvo vs Yapily Data
Belvo
belvo.comYapily Data
yapily.comSide by side
| Figure | Belvo | Yapily Data |
|---|---|---|
| Price from | $1,000/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Bank Connectivity Software | 8.5 (#3) | 6.7 (#49) |
| Spec score · Financial Data Aggregation Platforms | 8.5 (#1) | 6.7 (#13) |
| Spec score · Financial Data APIs | 8.5 (#3) | 6.7 (#27) |
| Company | Belvo says Pablo Viguera and Oriol Tintoré founded the company in 2019. | Yapily is headquartered in London, and the company FAQ says it was founded to build an open economy but does not state a founding year. |
| Founded | 2019 | 2017 |
| Headquarters | Mexico City, Mexico; São Paulo, Brazil | London, England, United Kingdom |
| Product | Belvo provides open finance infrastructure for companies to connect to users’ accounts, understand financial data, and move money. | Yapily Data provides consent based access to real time financial data from banks through an Open Banking API. |
| Security | Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported. | Yapily states its API uses bank grade encryption and OAuth2 and that it is ISO 27001:2013 certified. |
| Support | The pricing page lists standard support by email and premium support through Slack and video conference. | Yapily describes implementation support that includes documentation, ready made tools, and expert support. |
Plans
In their own words
Belvo
Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.
Yapily Data
Yapily Data has no write-up on Specifiction yet; its figures are above.