Best Money Moves vs FinFit

Best Money Moves is a mobile-first financial wellness service designed to measure financial stress and help people manage their financial lives. It combines courses, more than 1,000 written and video resources, financial tools and personalized one-on-one coaching. Courses cover credit scores, budgeting and financial wellness; tools and journeys address student debt, college planning, credit building, medical debt, healthcare decisions and retirement readiness. Users can connect with selected financial products and services, as well as an employer’s benefits, and recommendations can reflect actions such as reading content, watching videos, taking journeys or working on a budget. Organizations can customize branding, employee groups, content, colors, tiles and benefits, run contests, and integrate with HCM or HRIS systems. The responsive service works on phones, tablets and desktops and is not downloaded from an app store. Version 3.0 supports white labeling, published APIs and SSO connections for partner platforms. Credit scores and access to Money Coaches and Financial Advisors are optional upgrades. Pricing is on request.

FinFit is an employee financial wellness platform that combines savings, credit, financial education, and account-management tools. Employees can arrange automatic emergency savings through payroll deductions. Its SafetyNet Credit Line offers emergency funding starting at $300, while personal loans provide fixed rates on amounts up to $35,000 with flexible repayment terms. Loans require credit approval, availability varies by state, and members can have only one FinFit loan at a time. MoneyView lets employees link accounts, track spending, set goals and budgets, monitor net worth, and receive alerts. A financial assessment provides a wellness score, visual budget, peer benchmarks, and an action plan. Ready University offers self-paced courses on subjects including credit and debt, home buying, investing, student loans, and retirement. FinFit supports API integration, single sign-on, and integration with any payroll provider or platform. The Financial Wellness Program is free to registered members, but availability depends on the employer. FinFit is available on web, Android, and iOS; it says its SOC 2 Type II controls include encryption, two-factor authentication, penetration testing, and annual audits.