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FinFit

finfit.com

Free plan WebiOSAndroidAPI
Visit finfit.com
Spec score 8.8 #3 of 28 in Employee Financial Wellness Software

What it is

FinFit is an employee financial wellness platform that combines savings, credit, financial education, and account-management tools. Employees can arrange automatic emergency savings through payroll deductions. Its SafetyNet Credit Line offers emergency funding starting at $300, while personal loans provide fixed rates on amounts up to $35,000 with flexible repayment terms. Loans require credit approval, availability varies by state, and members can have only one FinFit loan at a time. MoneyView lets employees link accounts, track spending, set goals and budgets, monitor net worth, and receive alerts. A financial assessment provides a wellness score, visual budget, peer benchmarks, and an action plan. Ready University offers self-paced courses on subjects including credit and debt, home buying, investing, student loans, and retirement. FinFit supports API integration, single sign-on, and integration with any payroll provider or platform. The Financial Wellness Program is free to registered members, but availability depends on the employer. FinFit is available on web, Android, and iOS; it says its SOC 2 Type II controls include encryption, two-factor authentication, penetration testing, and annual audits.

Spec sheet

What it does
FinFit is an employee financial-wellness platform combining financial education, assessments, money-management tools, coaching, savings and credit products.Read 14 Oct 2026 · finfit.com
API
The partner page advertises API integration capabilities for FinFit deployments.Read 14 Oct 2026 · finfit.com
Integrations
FinFit says it can integrate with any payroll provider or platform and supports single sign-on.Read 14 Oct 2026 · finfit.com
Security
FinFit says its annual SOC 2 Type II review covers more than 160 controls, including encryption, role-based access, penetration testing, 2FA, monitoring and disaster recovery.Read 14 Oct 2026 · finfit.com
Support
The Android listing provides phone support at 888-928-7248 and email support at [email protected].Read 14 Oct 2026 · play.google.com
Headquarters
Virginia Beach, Virginia, United StatesRead 28 Sep 2026 · finfit.com
Founded
2008Read 28 Sep 2026 · finfit.com
Android availability
The Android listing shows 50K+ downloads and a September 2, 2026 update date.Read 14 Oct 2026 · play.google.com
BBB complaints
The BBB page lists 36 complaints in the prior three years, including 26 billing, 4 customer-service, 3 service, 2 product and 1 facilities complaint.Read 14 Oct 2026 · bbb.org
Budgeting tools
The platform offers budgeting tools and calculators for decisions such as mortgages, taxes, credit cards and major purchases.Read 14 Oct 2026 · getapp.com
Company founded
FinFit was established in 2008.Read 14 Oct 2026 · linkedin.com
Company headquarters
FinFit lists its headquarters in Virginia Beach, Virginia.Read 14 Oct 2026 · linkedin.com
Company size
LinkedIn lists FinFit as a privately held company with 51-200 employees.Read 14 Oct 2026 · linkedin.com
Coupon Vault
Members receive access to location-based and national discount coupons through Coupon Vault.Read 14 Oct 2026 · g2.com
Early wage access
WageNow lets eligible employees request up to 50% of earned wages before payday.Read 14 Oct 2026 · g2.com
Education
Ready University provides self-paced courses covering credit, debt, budgeting, saving, investing, student loans, life events and retirement.Read 14 Oct 2026 · finfit.com
Emergency credit
Eligible employees can access funds for unexpected expenses or short-term cash needs.Read 14 Oct 2026 · finfit.com
Emergency savings
Employees can save automatically through payroll deductions.Read 14 Oct 2026 · finfit.com
Employer reach
FinFit states it was established in 2008 and has over 500,000 active US employer clients reaching over 10 million workers.Read 1 Oct 2026 · finfit.com
Family education
Ready University includes family sharing and age-appropriate financial courses for children in grades K-12.Read 14 Oct 2026 · finfit.com
Financial assessment
The program includes a personalized financial assessment that informs recommended actions and resources.Read 14 Oct 2026 · finfit.com
Financial coaching
Certified counselors provide no-cost one-to-one budgeting, debt and major-life-event guidance.Read 14 Oct 2026 · finfit.com
Funding and ownership
Crunchbase describes FinFit as private, Series B, with three funding rounds and investors including Bison Capital Asset Management and Galaxy Investment Partners.Read 14 Oct 2026 · crunchbase.com
iOS requirements
The iOS app requires iOS 15.0 or later and is available for iPhone and iPad.Read 14 Oct 2026 · apps.apple.com
Legal entity
The mobile-store listings identify the developer as FinFit Ops LLC.Read 14 Oct 2026 · apps.apple.com
Limit: app reliability and support
App Store reviewers report loading failures, identity-selfie freezes, long phone waits and periods when the app redirected to the mobile site.Read 14 Oct 2026 · apps.apple.com
Limit: funding and billing
BBB complaints include delayed or missing loan funds, overpayments and payroll deductions continuing after payoff.Read 14 Oct 2026 · bbb.org
Limit: identity verification
BBB complaints describe repeated identity-verification failures and reapplication cycles; FinFit says its third-party underwriting check cannot be manually overridden.Read 14 Oct 2026 · bbb.org
Limit: loan access
A Capterra reviewer reports that accessing loans can be difficult even when eligibility appears to be met.Read 14 Oct 2026 · capterra.com
Loan limits
Members are eligible for only one FinFit loan at a time, and loans are subject to credit approval with availability varying by state.Read 1 Oct 2026 · finfit.com
Mobile data safety
Google Play states that the Android app encrypts data in transit, allows deletion requests and shares no data with third parties according to the developer declaration.Read 14 Oct 2026 · play.google.com
MoneyView dashboard
MoneyView links accounts, tracks spending, supports custom budgets and provides alerts, goals and financial insights.Read 14 Oct 2026 · g2.com
Personal loans
Personal loans are positioned for debt payoff or avoiding payday loans and retirement-plan borrowing.Read 14 Oct 2026 · finfit.com
Platform delivery
FinFit describes its service as SaaS and provides employer, employee and partner web logins.Read 14 Oct 2026 · linkedin.com
Praise: budgeting and usability
G2 reviewers praise the user-friendly interface, spending tracking and customized budgets.Read 14 Oct 2026 · g2.com
Praise: money-management breadth
Capterra reviewers praise the range of money-management and spending-analysis services and report frequent daily use.Read 14 Oct 2026 · capterra.com
Rating on Apple App Store
4.9 out of 5 from 3K ratingsRead 14 Oct 2026 · apps.apple.com
Rating on Capterra
5.0 out of 5 from 2 reviewsRead 14 Oct 2026 · capterra.com
Rating on G2
4.3 out of 5 from 38 reviewsRead 14 Oct 2026 · g2.com
Rating on Gartner Peer Insights
4.0 out of 5 from 2 reviewsRead 14 Oct 2026 · gartner.com
Rating on GetApp
5.0 out of 5 from 2 reviewsRead 14 Oct 2026 · getapp.com
Rewards
The member rewards program awards points redeemable for cash and prizes.Read 14 Oct 2026 · apps.apple.com
SafetyNet
The SafetyNet platform combines emergency savings, emergency credit and personal loans for employees.Read 14 Oct 2026 · finfit.com
Student loans
Student-loan services are supplied by unaffiliated third parties rather than FinFit’s Celtic Bank loans.Read 14 Oct 2026 · finfit.com

Plans and prices

Financial Wellness Program Free Free to registered members Educational content · financial assessment · financial dashboard · availability depends on employer Read 1 Oct 2026 · finfit.com
Employer-sponsored FinFit platform Priced on request No cost to employers Employer-sponsored benefit · products and availability vary Read 1 Oct 2026 · finfit.com
FinFit Priced on request Contact us for your cost per user/month pricing supplied by FinFit · feature availability varies by organization and state Read 14 Oct 2026 · g2.com

Every FinFit plan and price →

Strong points and limits

Strong points

  • Automatic savings through payroll deductions
  • MoneyView includes budgets, goals, spending, and alerts
  • Self-paced courses cover a range of financial topics
  • Integrates with payroll providers and platforms

Limits

  • Program availability depends on the employer
  • Loans require credit approval and vary by state
  • Members can have only one FinFit loan at a time

Who it suits

FinFit suits employees seeking financial education, budgeting tools, and employer-linked savings or credit options. Access to the free program depends on the employer, and loan availability depends on approval and state.

FinFit in depth

Read the full write-up

FinFit is an employee financial wellness platform that pairs money-management tools and education with workplace savings and credit options. It is best for employees whose employer offers the program and who want practical guidance alongside ways to prepare for emergencies. Its broad scope is a strength, but the employer determines which products users can access.

Overview

FinFit brings financial planning, learning and potential access to savings or credit into one workplace benefit. The free member program includes educational content, a financial assessment and a dashboard, making it useful even when a user is not seeking a loan. The trade-off is that employer participation shapes product availability, so FinFit is not a dependable standalone route to every feature.

Key features

Tracking and financial guidance

MoneyView links accounts so employees can track spending, set budgets and goals, see net worth and receive alerts. That gives users a consolidated view and practical prompts for managing money, though its usefulness depends on employees wanting to connect their accounts. A financial assessment adds a wellness score, visual budget, peer benchmarks and an actionable plan; together with personalized action plans and one-to-one coaching, it offers more direction than a course library alone.

Education and workplace integration

Ready University provides self-paced lessons on credit and debt, credit scores, home buying, budgeting, investing, student loans, life events and retirement. The range covers common financial milestones and problems, which suits employees looking for flexible self-guided learning. FinFit also supports API integration, single sign-on and integration with any payroll provider or platform, a useful combination for employers fitting the benefit into existing systems.

Savings, credit and security

Employees can build emergency savings through automatic payroll deductions. For urgent needs, the SafetyNet Credit Line starts at $300, while personal loans go up to $35,000 with fixed rates and flexible repayment terms. These options can add a financial backstop, but they are not guaranteed access to cash: members may have only one FinFit loan at a time, lending requires credit approval, and availability varies by state.

FinFit says its SOC 2 Type II controls include two-factor authentication, encryption, role-based access controls, penetration testing and annual audits. Account-management support is available by phone at 888-568-9878 and email at [email protected].

Pricing

The Financial Wellness Program costs nothing, billed Free to registered members. It includes educational content, the financial assessment and financial dashboard, making it the relevant option for employees who want guidance and money-management tools without a paid member charge. Availability depends on the employer, and the plan should not be confused with a guarantee of access to savings or lending products.

The Employer-sponsored FinFit platform has custom pricing and is described as no cost to employers; products and availability vary. It is the employer-facing arrangement rather than a published per-user price, and organizations should expect the offering to depend on their chosen products.

Platforms

FinFit runs on Android, iOS and the web, with web and mobile access channels. Employees can use it across common phone platforms or through a browser.

Who it's for

FinFit is a strong fit for employers seeking a broad financial wellness benefit that combines learning and planning with payroll-linked savings and potential credit access. Employees benefit most when their workplace offers the products they need and they value both self-guided education and personalized guidance. It is a weaker fit for people who need guaranteed loan access, or who want a consumer service independent of an employer.

Pros and cons

Pro: The free member program combines a dashboard, assessment and education, giving employees practical tools without a member price.

Pro: Payroll-deduction savings, emergency credit and personal loans extend the benefit beyond financial lessons for eligible employees.

Pro: Account tracking, personalized action plans and coaching support both self-service and guided approaches.

Con: Employer-dependent availability means employees may not receive every product or feature.

Con: Loan access is constrained by credit approval, state availability and the one-loan-at-a-time limit.

Alternatives

Maji is worth considering for employees who leave an employer: it offers an individual free version after leaving a workplace, as well as free or paid options with no prices stated.

OneEleven LaunchPad suits organizations looking for a permanently free program with no enrollment caps or expiration and up to three complimentary coaching sessions per employee.

BrightDime may fit large enterprises able to meet its 5,000-user minimum; its free Essentials solution adds one-on-one coaching, account aggregation and custom events.

Clarity FW is an option for web-only programs seeking a forever-free per-employee education, Adviser Hub, Financial Health Check and Utilities Cost Cutter plan; its listed free plan is priced at free.

Money & Life is free for everyone and includes up to three free 60-minute mentoring sessions, making it relevant to readers seeking a broadly accessible program.

Your Money Line is an alternative for employers seeking unlimited financial guidance; its Essential Plan is priced per employee per month and varies with company size, package and deal terms.

Enrich offers custom organization pricing based on size, needs and desired customization, for buyers who want a tailored paid platform.

Brightside Financial Care is another freemium alternative.

For more options, browse Financial Wellness Software or Employee Financial Wellness Software.

Verdict

Choose FinFit when an employer wants a wide-ranging benefit that connects financial education and planning with savings and potential borrowing. Its strongest case is the combination of free core tools with workplace-linked financial options; its chief limitation is that employers, credit approval and state rules determine access. Employees who need assured lending or a service independent of their workplace should look elsewhere.

Verdict

FinFit combines financial tracking and education with employer-linked savings and credit options. Check employer availability and loan conditions before relying on it for access to funds.

Where Specifiction places it

Alternatives to FinFitAll alternatives →