Kredit Academy
kreditacademy.com
What it is
Kredit Academy provides adaptive financial education through Kredit Quest for teens and adults, and an organization platform for financial institutions and other organizations serving members. Kredit Quest begins with a short placement test and adapts lessons to demonstrated understanding. Learners get short lessons, categories, flashcards, practice, progress tracking, points, streaks, and rewards; points can be redeemed for gift cards in the app. Accounts for people under 18 have reward pressure and urgency mechanics switched off. Organizations can add lesson modules, control reward settings, and access engagement reporting. English, Spanish, and Haitian Creole are supported across organization tiers. Custom rewards begin at Intermediate; Advanced adds API and SSO connections, custom learning journeys, and a dedicated account manager. The platform is available on Android, iOS, web, and API, and the company states it is SOC 2 Type II certified. Monthly plans are Basic Monthly at $850 a month, plus $5,250 setup and $5,000 per year for Kiddie Kredit; Intermediate Monthly is $1,950 a month, plus $8,500 setup and the same annual Kiddie Kredit charge. Annual plans are Basic Annual at $10,200 a year and Intermediate Annual at $23,400 a year, with setup waived and Kiddie Kredit included. Advanced pricing is scoped to deployment.
Spec sheet
- Purpose
- Kredit Academy provides adaptive financial education designed to turn learning into financial action.Read 5 Oct 2026 · kreditacademy.com
- Audience
- The organization platform is presented for financial institutions and other organizations serving members; Kredit Quest is for teens and adults.Read 5 Oct 2026 · kreditacademy.com
- Platforms
- Kredit Quest is available on iOS and Android, with a browser version for organization deployments.Read 5 Oct 2026 · kreditacademy.com
- Integrations
- The Advanced tier offers API and SSO connections to an organization’s systems; the page does not name specific connected services.Read 5 Oct 2026 · kreditacademy.com
- Security
- Kredit Academy states it is SOC 2 Type II certified.Read 5 Oct 2026 · kreditacademy.com
- Privacy
- The privacy policy says the service collects registration and usage data and uses Google Analytics and Microsoft Clarity.Read 5 Oct 2026 · kreditacademy.com
- Support
- The terms page lists [email protected] for questions, and the organization page offers a scoping call for Advanced pricing.Read 5 Oct 2026 · kreditacademy.com
- Headquarters
- Miami, Florida, United StatesRead 28 Sep 2026 · kreditacademy.com
- Adaptive lessons
- Kredit Quest uses a short placement test and adapts lessons to learners’ demonstrated understanding.Read 5 Oct 2026 · kreditacademy.com
- Age limit
- The Kredit Quest page says accounts for people under 18 have reward pressure and urgency mechanics switched off.Read 5 Oct 2026 · kreditacademy.com
- Coming soon
- The Kredit Card is described as a secured credit card to be earned inside Kredit Quest and is marked coming soon.Read 5 Oct 2026 · kreditacademy.com
- Languages
- The organization page says every tier supports English, Spanish and Haitian Creole.Read 5 Oct 2026 · kreditacademy.com
- Learning features
- Kredit Quest offers short lessons, categories, flashcards, practice, progress tracking, points, streaks and rewards.Read 5 Oct 2026 · kreditacademy.com
- Organization features
- Organization deployments include engagement reporting, and partners can add their own lesson modules and control reward settings.Read 5 Oct 2026 · kreditacademy.com
- Rewards
- Learners can redeem points for gift cards in the app; organization partners can customize rewards from the Intermediate tier.Read 5 Oct 2026 · kreditacademy.com
Plans and prices
Basic Monthly $850 a month plus $5,250 setup and $5,000/yr Kiddie Kredit; first charge: $6,100 Your logo on the app · standard rewards · quarterly PDF reporting Read 5 Oct 2026 · kreditacademy.com
Intermediate Monthly $1,950 a month plus $8,500 setup and $5,000/yr Kiddie Kredit; first charge: $10,450 Live dashboard · custom rewards · introductory content · marketing support Read 5 Oct 2026 · kreditacademy.com
Basic Annual $10,200 a year setup waived, Kiddie Kredit included Your logo on the app · standard rewards · quarterly PDF reporting Read 5 Oct 2026 · kreditacademy.com
Intermediate Annual $23,400 a year setup waived, Kiddie Kredit included Live dashboard · custom rewards · introductory content · marketing support · Brand Activation included Read 5 Oct 2026 · kreditacademy.com
Advanced Priced on request Scoped to your deployment Fully white-labeled · API and SSO · custom learning journeys · dedicated account manager Read 5 Oct 2026 · kreditacademy.com
Strong points and limits
Strong points
- Lessons adapt to learners’ demonstrated understanding.
- Includes progress tracking, practice, points, streaks, and rewards.
- Supports English, Spanish, and Haitian Creole.
- Organizations can add lesson modules and control rewards.
- Advanced includes API and SSO connections.
Limits
- Monthly plans add setup and Kiddie Kredit charges.
- Advanced pricing is scoped to deployment.
- Under-18 accounts have reward pressure and urgency mechanics switched off.
Who it suits
Kredit Quest suits teens and adults learning financial topics through adaptive lessons and rewards. The organization platform is presented for financial institutions and other organizations serving members.
Verdict
Kredit Academy pairs adaptive learner-facing lessons with reporting and customization for organizations. Compare the monthly charges, annual options, and Advanced deployment pricing against the features you need.
Where Specifiction places it
- Employee Financial Wellness Software#7 of 287.9
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