BrightDime vs FinFit
BrightDime
brightdime.comFinFit
finfit.comSide by side
| Figure | BrightDime | FinFit |
|---|---|---|
| Price from | $0.20/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 3 | 3 |
| Spec score · Employee Financial Wellness Software | 9.0 (#1) | 8.8 (#3) |
| Spec score · Financial Wellness Software | 9.0 (#1) | 8.6 (#3) |
| Company headquarters | LinkedIn lists headquarters in Charlotte, North Carolina, with a primary address at 933 Louise Ave. | FinFit lists its headquarters in Virginia Beach, Virginia. |
| Company size | LinkedIn lists BrightDime as a privately held 11–50 employee company. | LinkedIn lists FinFit as a privately held company with 51-200 employees. |
| Education | BrightDime Complete includes access to a library of videos, tools, and educational content. | Ready University provides self-paced courses covering credit, debt, budgeting, saving, investing, student loans, life events and retirement. |
| Founded | LinkedIn states that BrightDime was founded in 2014. | 2008 |
| Headquarters | Charlotte, North Carolina | Virginia Beach, Virginia, United States |
| Integrations | BrightDime describes integration partnerships connecting its platform with HR, payroll, or financial platforms, without naming specific products on that page. | FinFit says it can integrate with any payroll provider or platform and supports single sign-on. |
| Rating on G2 | 4.5 out of 5 from 1 review | 4.3 out of 5 from 38 reviews |
| Security | BrightDime says it uses enterprise-grade security and encryption to protect financial information. | FinFit says its annual SOC 2 Type II review covers more than 160 controls, including encryption, role-based access, penetration testing, 2FA, monitoring and disaster recovery. |
| What it does | BrightDime is an employer-sponsored financial-wellness platform combining coaching, education and digital tools. | FinFit is an employee financial-wellness platform combining financial education, assessments, money-management tools, coaching, savings and credit products. |
Plans
BrightDime
- BrightDime EssentialsFree
- BrightDime Core$0.20 a month
- BrightDime Complete$1.50 a month
FinFit
- Financial Wellness ProgramFree
- Employer-sponsored FinFit platformPriced on request
- FinFitPriced on request
In their own words
BrightDime
BrightDime provides workplace financial wellness programs that combine coaching, education, and digital tools. Its dashboard can connect banking, credit card, loan, retirement, and investment accounts to track progress toward financial goals. Coaching includes scheduled 15–30 minute video, phone, or private in-app chat sessions, plus on-demand in-app chat and SMS. BrightDime Complete adds a library of videos, tools, and educational content, along with an employee engagement strategy using emails, videos, webinars, QR codes, and other materials. Credit coaching covers utilization guidance and a personalized improvement plan; BrightDime says use of the service does not affect a user’s credit score. The company says sponsoring employers cannot see coaching session content or individual conversation details. Essentials is free for enterprise accounts with a minimum of 5,000 users. Core starts at $0.20 per user per month with a $250 monthly minimum. Complete starts at $1.50 per eligible user per month, also with a $250 minimum. One-on-one coaching and custom events are add-ons for Core; Essentials lists one-on-one coaching, account aggregation, and custom events as add-ons.
FinFit
FinFit is an employee financial wellness platform that combines savings, credit, financial education, and account-management tools. Employees can arrange automatic emergency savings through payroll deductions. Its SafetyNet Credit Line offers emergency funding starting at $300, while personal loans provide fixed rates on amounts up to $35,000 with flexible repayment terms. Loans require credit approval, availability varies by state, and members can have only one FinFit loan at a time. MoneyView lets employees link accounts, track spending, set goals and budgets, monitor net worth, and receive alerts. A financial assessment provides a wellness score, visual budget, peer benchmarks, and an action plan. Ready University offers self-paced courses on subjects including credit and debt, home buying, investing, student loans, and retirement. FinFit supports API integration, single sign-on, and integration with any payroll provider or platform. The Financial Wellness Program is free to registered members, but availability depends on the employer. FinFit is available on web, Android, and iOS; it says its SOC 2 Type II controls include encryption, two-factor authentication, penetration testing, and annual audits.