Best Money Moves vs My Money Matters

Best Money Moves is a mobile-first financial wellness service designed to measure financial stress and help people manage their financial lives. It combines courses, more than 1,000 written and video resources, financial tools and personalized one-on-one coaching. Courses cover credit scores, budgeting and financial wellness; tools and journeys address student debt, college planning, credit building, medical debt, healthcare decisions and retirement readiness. Users can connect with selected financial products and services, as well as an employer’s benefits, and recommendations can reflect actions such as reading content, watching videos, taking journeys or working on a budget. Organizations can customize branding, employee groups, content, colors, tiles and benefits, run contests, and integrate with HCM or HRIS systems. The responsive service works on phones, tablets and desktops and is not downloaded from an app store. Version 3.0 supports white labeling, published APIs and SSO connections for partner platforms. Credit scores and access to Money Coaches and Financial Advisors are optional upgrades. Pricing is on request.

My Money Matters combines workplace financial education and coaching with products for saving, salary access, and pension contributions. Eligible employees can use On-Demand Pay to access up to 50% of earned salary before payday, capped at £850 per month, for £1.95 per transaction. Auto Savings transfers a chosen amount from salary into a high-interest savings account each payday, with funds accessible when needed. Active LGPS members can add to their pension through Shared Cost AVCs using salary sacrifice, saving on tax and National Insurance. The service includes financial health checks, learning resources, live webinars, one-to-one coaching, and Max, an AI assistant that answers money questions, directs users to resources, and suggests next steps. It is built for public sector employers and is available to employees whose employer partners with My Money Matters, including partner LGPS members and NHS employees. The employer service has no joining or monthly fee. The maker lists payroll integrations with IRIS Cascade, IRIS Staffology, Shape/Ciphr, and SAP; Workday, Oracle, and ADP are in progress. Apps are available for iOS and Android, while employees can also sign in through the web platform.