Skip to content
SPECIFICTION
Get listed

My Money Matters

mymoneymatters.com

WebiOSAndroid
Visit mymoneymatters.com
Spec score 7.3 #17 of 28 in Employee Financial Wellness Software

What it is

My Money Matters combines workplace financial education and coaching with products for saving, salary access, and pension contributions. Eligible employees can use On-Demand Pay to access up to 50% of earned salary before payday, capped at £850 per month, for £1.95 per transaction. Auto Savings transfers a chosen amount from salary into a high-interest savings account each payday, with funds accessible when needed. Active LGPS members can add to their pension through Shared Cost AVCs using salary sacrifice, saving on tax and National Insurance. The service includes financial health checks, learning resources, live webinars, one-to-one coaching, and Max, an AI assistant that answers money questions, directs users to resources, and suggests next steps. It is built for public sector employers and is available to employees whose employer partners with My Money Matters, including partner LGPS members and NHS employees. The employer service has no joining or monthly fee. The maker lists payroll integrations with IRIS Cascade, IRIS Staffology, Shape/Ciphr, and SAP; Workday, Oracle, and ADP are in progress. Apps are available for iOS and Android, while employees can also sign in through the web platform.

Spec sheet

Mobile apps
The maker provides My Money Matters apps for iOS and Android, and its FAQ directs employees to sign in through the web platform.Read 30 Sep 2026 · mymoneymatters.com
Privacy
The website privacy notice says AVC Wise Limited is the data controller for personal data processed through the website and that separate notices apply to platform and mobile services.Read 30 Sep 2026 · mymoneymatters.com
Support
The maker lists [email protected] for support enquiries.Read 30 Sep 2026 · mymoneymatters.com
Headquarters
London, United KingdomRead 28 Sep 2026 · mymoneymatters.com
Advice limitation
The maker says it does not provide financial advice or personal recommendations, and its information is general guidance only.Read 30 Sep 2026 · mymoneymatters.com
AI assistant
Max is available within the platform to answer money questions, point users to resources and suggest next steps.Read 30 Sep 2026 · mymoneymatters.com
Automated savings
Auto Savings moves a chosen amount from salary into a high-interest savings account each payday, and the savings are accessible when needed.Read 30 Sep 2026 · mymoneymatters.com
Core offer
My Money Matters combines workplace financial education and coaching with financial products including Shared Cost AVCs, On-Demand Pay and Auto Savings.Read 30 Sep 2026 · mymoneymatters.com
Financial coaching
The service includes financial health checks, learning resources, live webinars, one-to-one coaching and an AI financial assistant called Max.Read 30 Sep 2026 · mymoneymatters.com
Intended audience
The service is built for public sector employers and is available to employees whose employer has partnered with My Money Matters, including partner LGPS members and NHS employees.Read 30 Sep 2026 · mymoneymatters.com
Payroll integrations
The maker lists IRIS Cascade, IRIS Staffology, Shape/Ciphr and SAP as current payroll integrations, with Workday, Oracle and ADP in progress.Read 30 Sep 2026 · mymoneymatters.com
Pension contributions
Shared Cost AVCs let active LGPS members top up their pension through salary sacrifice, saving on tax and National Insurance.Read 30 Sep 2026 · mymoneymatters.com
Salary advances
On-Demand Pay lets eligible employees access up to 50% of earned salary before payday, capped at £850 per month, for £1.95 per transaction.Read 30 Sep 2026 · mymoneymatters.com
Security certifications
The maker lists ISO 27001, ISO 9001 and Cyber Essentials Plus certifications.Read 30 Sep 2026 · mymoneymatters.com
Setup
The maker says it handles onboarding and integration, and provides employee communications and education materials for launch.Read 30 Sep 2026 · mymoneymatters.com

Plans and prices

Employer service Priced on request No joining or monthly fee for the employer; employee On-Demand Pay costs £1.95 per transaction Read 30 Sep 2026 · mymoneymatters.com

Every My Money Matters plan and price →

Strong points and limits

Strong points

  • Includes one-to-one coaching and live webinars.
  • Auto Savings moves a chosen amount each payday.
  • Employer service has no joining or monthly fee.
  • Available on web, iOS, and Android.

Limits

  • Access depends on an employer partnership.
  • On-Demand Pay costs £1.95 per transaction.
  • The service does not provide financial advice or personal recommendations.

Who it suits

My Money Matters is intended for public sector employers and employees whose employer has partnered with the service, including partner LGPS members and NHS employees. Its education, coaching, and workplace financial products suit employees seeking those resources through their employer.

Verdict

My Money Matters brings education, coaching, and workplace financial products together for eligible employees. Check employer access and the transaction charge for On-Demand Pay before relying on those services.

Where Specifiction places it

Alternatives to My Money MattersAll alternatives →