Bexio vs Clear Books

Bexio is paid cloud software combining accounting, invoicing, payroll, banking, and administration for Swiss small businesses, start-ups, and self-employed people. It provides digital accounting, document processing, fiduciary access, quotes, invoices, QR invoices, and automated dunning. Direct interfaces connect with more than 65 Swiss banks. Swissdec-certified payroll supports automated calculations and transmission to insurance companies. The bexio Go app handles contacts, documents, invoice creation, time tracking, and AI posting of QR invoices and receipts. Its marketplace offers more than 100 apps, including HubSpot, Shopify, WooCommerce, and Mailchimp connectors; a REST API supports custom integrations. Bexio says data is stored in certified Swiss data centres, encrypted in transit, and backed up daily at several locations. Plans start at CHF 35 a month with annual billing, excluding VAT, and there is a 30-day trial without a credit card. Packages target companies with 1 to 25 employees.

Clear Books is browser-based accounting software for UK businesses, sole traders, and landlords, with Android and iOS mobile apps. Its listed capabilities include bank feeds, automated reconciliation, invoice creation, receipt capture, inventory tracking, and accountant access. Users can send branded invoices, schedule recurring invoices, and automate late-payment reminders. Tax tools include VAT submissions, MTD Income Tax, and quarterly updates; Clear Books describes itself as HMRC recognised and MTD-ready. Sole Trader Free and Property Free are ongoing free plans that require no card and have no transaction limits. Property Free covers one property or grouped properties, while Foreign Property Free is for one overseas property. Paid plans start at £5 per month plus VAT, and include a full-access 30-day trial that can be cancelled without payment. Subscriptions can be cancelled at any time. Paid plans include unlimited users and accountant tools. Small, Medium, and Large include integrations and an API, with Stripe and GoCardless built in. Support options range from self-service and email to phone support, with UK-based support.