Bilendo Risk vs Onguard CreditManager
Bilendo Risk
bilendo.deOnguard CreditManager
onguard.comSide by side
| Figure | Bilendo Risk | Onguard CreditManager |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | — | Yes |
| Plans published | 4 | 1 |
| Spec score · Credit Management Software | 7.9 (#2) | 7.6 (#7) |
| Founded | 2015 | 1992 |
| Headquarters | Munich, Germany | Amsterdam, Netherlands |
| Integrations | Bilendo lists SAP, DATEV, FibuNet, credit insurers and credit agencies, and also supports generic API, batch and file routes. | Onguard says CreditManager works alongside ERP systems including SAP, Oracle, Microsoft Dynamics, and AS400, and supports Marketplace APIs and web-service integrations. |
| Purpose | Bilendo Risk supports credit management with configurable processes, integrations and automation. | CreditManager is a cloud-based credit management solution that automates credit management processes. |
| Security | Bilendo states it is certified to ISO/IEC 27001:2022, ISO/IEC 27017:2015 and ISO/IEC 27018:2019 and has SOC 2 Type 1 and Type 2 attestations. | Onguard states that data in transit is encrypted with TLS 1.2 or higher and customer data is stored in single-tenant databases. |
| Support | Customer support is provided through the help centre within the service hours agreed for the account. | Onguard support is available on weekdays from 08:00 to 18:00, with a Help Center for ticketing, release notes, and FAQs. |
Plans
Bilendo Risk
- BusinessPriced on request
- EnterprisePriced on request
- GrowthPriced on request
- ScalePriced on request
In their own words
Bilendo Risk
Bilendo Risk is web-based credit management software for configuring risk assessments, controlling credit limits and monitoring exposure. Customers can set scorecard parameters, weights and logic that combine internal payment experience with external reports. When a limit change is proposed, the person responsible for the relevant approval range must validate and release it before the limit is set. A customer view brings scores, reports, balance sheets, securities, insurance cover, utilisation and history together; configurable alerts can flag changes such as a lower risk class, reduced cover or rising days beyond terms. Connections include Allianz Trade, Atradius, Coface, Creditreform, Creditsafe, CRIF, Dun & Bradstreet and Bureau van Dijk. Integrations include SAP, DATEV and FibuNet, plus API, batch and file routes. Bilendo says customer data is stored and processed at AWS Germany in Frankfurt am Main, with encrypted connections. Pricing is on request and based on active credit limits; a free test account with example data is offered at the start of cooperation.
Onguard CreditManager
Onguard CreditManager is a cloud-based system for automating credit-management and collections work. Credit and finance teams can configure dunning workflows, segment customers, manage disputes and apply collection rules for subsidiaries. Credit scoring uses internal and external data, alongside cash-flow forecasts and performance indicators. Dashboards and an agenda provide near-real-time views of tasks, payments, KPIs, performance and risks. The Customer Portal lets customers view or download invoices, pay online, register payment notices, raise disputes and ask questions; it supports mobile devices and is available with CreditManager version 3.19 and later. Onguard says the service works with SAP, Oracle, Microsoft Dynamics and AS400, plus Marketplace APIs and web services. It runs on Microsoft Azure public cloud through a browser over HTTPS. Listed protections include TLS 1.2 or higher, single-tenant databases, a 99.8% uptime SLA and four-hour target recovery during business hours. Pricing is on request.