BILL Accounts Payable vs Expensify

BILL Accounts Payable automates invoice capture, approval routing, payment processing, and accounting synchronization for accounts payable teams. AI invoice capture and two-way or three-way matching can connect invoices with purchase orders and receipts. Payments can be made by ACH, credit card, check, or international wire transfer, and the product supports paying up to 2,000 bills at a time. Multi-Entity centralizes bill review, approvals, and payments across entities and locations. Accounting connections include automatic two-way sync with QuickBooks products, Xero, Oracle NetSuite, Sage Intacct, and Microsoft Dynamics; CSV import/export and an API platform support custom integrations. AP and AR are paid subscriptions priced per user, starting at $49 a month, and a free trial is listed. The separate Spend & Expense free plan does not cover AP or AR. Some checks, ACH, instant transfers, and international payments incur fees regardless of plan. Mobile apps support Android 7.0 or later and iOS 16 or later, with data and actions synchronized with the desktop application.

Expensify is expense and spend management software for expense reports, corporate cards, travel booking, reimbursements, bill pay, invoicing and chat. SmartScan extracts receipt details, codes expenses, matches card transactions when available and flags prohibited purchases at the line-item level. Expensify Travel supports policy-controlled booking for flights, hotels, cars and rail. Customers can import card feeds from more than 10,000 banks without adopting the Expensify Card. Listed integrations span accounting, ERP, HR, payroll, travel, banking and consumer apps, including QuickBooks, NetSuite, Xero, Sage Intacct, Workday and Gusto; a self-service API is free. The free Submit plan includes receipt scanning, mileage tracking, expense reports and personal card import. Collect is listed at $5 a month per unique member for customers whose first workspace was created on or after April 1, 2025. Expensify states it is PCI-DSS Level 1, SOC 1 Type II and SOC 2 Type II compliant. It is not an accounting ledger, tax filing service, bank or credit issuer.