BitPay vs CoinsPaid
BitPay
bitpay.comCoinsPaid
coinspaid.comSide by side
| Figure | BitPay | CoinsPaid |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 0 |
| Spec score · Crypto Payment Processors | 9.4 (#1) | 7.1 (#15) |
| Compliance | BitPay says US merchant accounts are subject to business verification and its compliance process includes KYC and AML checks. | The guide says its workflow includes AML and KYC screening, risk scoring, and reporting, with on-chain transaction checks before settlement. |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | A Coinspaid compliance guide names WooCommerce, OpenCart, Drupal, and Joomla plugins, plus API integrations. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | The company offers a free consultation and says a sales manager will contact service inquiries within 24 hours. |
| What it does | BitPay provides crypto payment acceptance, payouts, invoicing, settlement and self-custody wallet tools for businesses and individuals. | CoinsPaid describes itself as enterprise blockchain payment infrastructure that helps companies integrate blockchain payment solutions. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
CoinsPaid
CoinsPaid is enterprise blockchain payment infrastructure for businesses and financial institutions handling digital asset transactions. Its Enterprise platform supports transactions, payments, exchange, merchant management, settlements, reconciliation, liquidity, compliance, and transaction monitoring. Financial institutions can use it to launch processing and custody services. CoinsPaid Console lets businesses operate custody, treasury, compliance, or exchange infrastructure in their own environment under their own license, with configurable modules, local keys and assets, permissions, approvals, and transaction controls. Payment connections include plugins for WooCommerce, OpenCart, Drupal, and Joomla, plus direct API integration; listed platforms also include Magento 2, PrestaShop, WordPress, and web. The service supports 20+ cryptocurrencies and conversion to a business bank account. Checkout choices include websites, apps, QR-based in-person payments, invoices, links, plugins, and REST API flows. Compliance workflows include AML and KYC screening, risk scoring, reporting, and on-chain checks before settlement. Pricing is on request.