BitPay vs Confirmo
BitPay
bitpay.com
Confirmo
confirmo.comSide by side
| Figure | BitPay | Confirmo |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Crypto Payment Processors | 9.4 (#1) | 7.1 (#16) |
| Founded | 2011 | 2014 |
| Headquarters | Atlanta, Georgia, United States | Dublin, Ireland |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | The site directs businesses to API documentation and describes integration through API, payment buttons, or email invoicing. |
| Payouts | Payout tools support payroll, vendor, affiliate and business payments funded in fiat and delivered in cryptocurrency. | Payouts can be sent on demand or scheduled as recurring payments, including thousands of simultaneous payments through the API. |
| Security | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. | The checkout page lists two-factor authentication, access controls, transaction policies, and cold wallets as security measures. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | The checkout page says personalized support is available within 24 hours through multiple channels, including Slack. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Confirmo
Confirmo provides stablecoin payment infrastructure for businesses to accept, settle, and disburse digital assets. Its products include Checkout, Deposits, Payouts, and Subscribe. Checkout accepts stablecoins and other digital assets through an API, email invoices, or ready-made HTML payment buttons. Deposits supports stablecoin acceptance at scale with instant conversion between fiat and stablecoins. Payouts can run on demand or on a recurring schedule, and the API supports thousands of simultaneous payments. Confirmo presents these services for global payroll, payment service providers, iGaming, e-commerce, forex, and prop trading businesses. Checkout security measures include two-factor authentication, access controls, transaction policies, and cold wallets. Confirmo Limited says it is authorized by the Central Bank of Ireland under MiCA and PSD2 for specified services. Confirmo FZE says it has applied for a VARA VASP licence and is not yet authorized for virtual-asset activity in or from the UAE. Pricing is available through sales; a listed transaction fee is 0.8%.