BitPay vs Cryptomus
BitPay
bitpay.com
Cryptomus
cryptomus.comSide by side
| Figure | BitPay | Cryptomus |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 8 | 1 |
| Spec score · Crypto Payment Processors | 9.4 (#1) | 6.9 (#18) |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | Cryptomus offers API, SDK tools, and ready-made plugins, with listed integrations including WooCommerce, WHMCS, PrestaShop, OpenCart, and Magento. |
| Payouts | Payout tools support payroll, vendor, affiliate and business payments funded in fiat and delivered in cryptocurrency. | Cryptomus supports API withdrawals, scheduled automatic withdrawals, and mass payouts to thousands of addresses. |
| Security | BitPay's Trust Center lists SOC 3, SOC 1 Type 2, SOC 2 Type 2, NY DFS cybersecurity requirements, and DORA information. | Account security options include two-factor authentication, secure wallets, and withdrawal address whitelisting. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | Support is available through Telegram, email, website tickets, and personal managers for merchants. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Cryptomus
Cryptomus is a web and API crypto payment gateway for businesses and sole proprietors accepting payment for goods or services. Merchants can set invoices in fiat or cryptocurrency, then receive a generated payment address for each payer. Checkout methods include hosted payments, payment links, recurring payments, static wallets, e-commerce plugins, and API access. Incoming funds can be converted automatically to a preferred currency at no charge. A payment-accuracy setting from 0 to 5% determines how configured underpayments are credited. Withdrawals can use the API, schedules, or mass payouts to thousands of addresses. Integration choices include SDK tools and plugins for platforms such as WooCommerce, WHMCS, PrestaShop, OpenCart, Magento, BigCommerce, and Tilda. Security controls include two-factor authentication, secure wallets, and withdrawal-address whitelisting. Cryptomus lists a 2% commission per transaction for new users; contacting Cryptomus may reduce it to 0.4%.