BitPay vs MobilePay
BitPay
bitpay.comMobilePay
mobilepay.dkSide by side
| Figure | BitPay | MobilePay |
|---|---|---|
| Price from | $1.53/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | — |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 8 | 2 |
| Spec score · Payment Processing Software | 9.5 (#1) | 7.6 (#32) |
| Founded | 2011 | 2013 |
| Headquarters | Atlanta, Georgia, United States | Vipps MobilePay says its headquarters are in Oslo. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | The site links to questions and answers, chat support, technical status and complaints handling. |
| What it does | BitPay provides crypto payment acceptance, payouts, invoicing, settlement and self-custody wallet tools for businesses and individuals. | MobilePay lets users transfer money, split expenses, pay for purchases and collect money. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
MobilePay
MobilePay is a free Android and iOS app for sending and requesting money, splitting expenses, paying businesses, and collecting shared funds. Transfers can use a recipient’s phone number or QR code and are described as immediate. Groups can divide expenses, while a Box keeps shared collections separate from personal funds. After two people exchange money for the first time, the app creates a chat summarizing transfers, requests, and messages. Users can pay businesses online and in stores. The Get paid service lets merchants accept MobilePay, Visa, and Mastercard payments on a phone, send payment links, and invoice customers without extra equipment or a separate app. New-device login requires MitID and an SMS code. Each payment or transfer needs a code or Face ID confirmation. MobilePay operates on one device at a time and lets users block contacts. Private business payments have no charge, but some fees apply; Get paid bills 0.99% of transaction value and has no monthly subscription price.