BitPay vs Mollie
BitPay
bitpay.com
Mollie
mollie.comSide by side
| Figure | BitPay | Mollie |
|---|---|---|
| Price from | $1.53/mo | €9/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 11 |
| Spec score · Payment Processing Software | 9.5 (#1) | 9.0 (#6) |
| Compliance | BitPay says US merchant accounts are subject to business verification and its compliance process includes KYC and AML checks. | Mollie states it has SOC 2 Type 2, PCI DSS Level 1 and ISAE 3402 Type 2 assurance and is regulated in the EU and UK. |
| Documentation | Developer documentation includes getting-started guides, ecommerce plugins, checkout integration, webhooks, SDK references and a changelog. | The developer site includes API reference, guides, changelog, support links, testing guidance and a Discord developer community. |
| Founded | 2011 | 2004 |
| Funding | LinkedIn says BitPay raised more than $70 million from investors including Index Ventures, Aquiline, Menlo Ventures, Founders Fund and Richard Branson. | Mollie announced an $800 million Series C in 2021, bringing total funding above $940 million. |
| Headquarters | Atlanta, Georgia, United States | Amsterdam, Netherlands |
| Integrations | BitPay lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. | The integration directory lists Shopify, WooCommerce, Magento, Shopware, Lightspeed, PrestaShop, Wix, Salesforce, Odoo, QuickBooks, Zapier and many other services. |
| Payouts | Payout tools support payroll, vendor, affiliate and business payments funded in fiat and delivered in cryptocurrency. | Customers can choose payouts every business day, weekly on a selected business day, or monthly on the first business day. |
| Rating on Apple App Store | 4.3 out of 5 from 3.7K ratings. | 4.4 out of 5 from 40 ratings. |
| Rating on Capterra | 4.4 out of 5 from 17 reviews. | 3.2 out of 5 from 36 reviews. |
| Rating on G2 | 4.0 out of 5 from 21 reviews. | 4.0 out of 5 from 13 reviews. |
| Rating on GetApp | 4.4 out of 5 from 17 reviews. | 3.2 out of 5 from 36 reviews. |
| Rating on Google Play | 4.0 out of 5 from 13.7K reviews. | 4.5 out of 5 from about 1.51K reviews. |
| Rating on Trustpilot | 1.2 out of 5 from 299 reviews. | 4.3 out of 5 from 12,954 reviews. |
| SDKs | BitPay publishes server-side libraries distributed through Composer, Maven, NuGet and npm, including Java, C#, PHP, Node and related tooling. | Official libraries are provided for Laravel Cashier, Node.js, PHP, Python, Ruby, Java, .NET and Go, with community libraries for Elixir, Haskell and Omnipay. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
Mollie
- Pay as you goFree
- Business accounts€9 a month
- In-person Pro€20 a month
- Pro€20 a month
- Tap terminal€95, paid once
- Fixed terminal€350, paid once
- Mobile terminal€350, paid once
- In-person Pay as you goPrice not published
- In-person Volume pricingPriced on request
- Online paymentsPriced on request
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.
Mollie
Mollie provides payments and money-management products for businesses in Europe and the UK. Its offerings include online and in-person payments, checkout, payment links, recurring payments, invoicing, business accounts, capital, outbound payments, and acceptance and risk services. Payments can be accepted through the Web App or API, terminals, and the Mollie Tap app on phones, tablets, and kiosks. Tap to Pay is available on iPhone and Android, and the Tap app can turn a device into a contactless payment terminal. Developer resources include a customizable API, plugins, and libraries for JavaScript, PHP,.NET, and Python; listed integrations include Shopify, WooCommerce, Magento, Odoo, and Zapier. Payouts can be scheduled each business day, weekly on a selected business day, or monthly on the first business day. The Pay as you go plan is listed at free, with transaction fees; other listed prices include €9/mo for Business accounts and €20 per month for Pro. Services are for organizations acting in a business capacity.