BitPay vs ZiPago
BitPay
bitpay.comZiPago
zipago.peSide by side
| Figure | BitPay | ZiPago |
|---|---|---|
| Price from | $1.53/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 8 | 5 |
| Spec score · Payment Processing Software | 9.5 (#1) | 7.6 (#35) |
| Headquarters | Atlanta, Georgia, United States | San Isidro, Lima, Peru |
| Payment channels | BitPay supports accepting payments online, in-store, and through email billing. | The currently enabled virtual payment channels are BCP, Interbank, BanBif, and BBVA. |
| Support | BitPay directs users to its Support Center and offers assistance through the BitBot support interface. | Merchants can submit support tickets; the terms list average response times of 24 to 72 hours for payment checks, information requests, complaints, and other ticket types, on business days. |
Plans
BitPay
- Under $500,000 monthly transaction volumePriced on request
- $500,000–$999,999 monthly transaction volumePriced on request
- At least $1,000,000 monthly transaction volumePriced on request
- BitPay WalletFree
- Crypto acceptance — $500,000–$999,999 monthly volume$1.53 a month
- Crypto acceptance — $1,000,000+ monthly volume$125 a month
- Crypto acceptance — under $500,000 monthly volume$225 a month
- BitPay merchant processingPriced on request
ZiPago
- Zipago Comercio — pagos hasta US$ 500.00$2, paid once
- Zipago Comercio — pagos hasta S/ 500.003 PEN, paid once
- Zipago Comercio — pagos hasta S/ 1,000.006 PEN, paid once
- Zipago Comercio — pagos hasta S/ 2,500.009 PEN, paid once
- Zipago Comercio — pagos hasta S/ 3,000.0012 PEN, paid once
In their own words
BitPay
BitPay provides businesses with tools to accept cryptocurrency payments and send cryptocurrency payouts. Merchants can take payments online, in stores, and through email billing, with tools for ecommerce, donations, and retail. It lists integrations and plugins for Shopify, WooCommerce, Magento, BigCommerce, and other ecommerce platforms. Developers can integrate through BitPay REST APIs and SDKs, or official libraries for Java, Node, PHP, C#, and Python. Customer cryptocurrency payments are converted to local currency, and bank settlement is initiated the next business day; businesses can settle in fiat, cryptocurrency, or a mix of both. Merchant processing fees depend on cumulative monthly transaction volume: 2% + 25¢* below $500,000 USD, 1.5% + 25¢* from $500,000 to $999,999 USD, and 1% + 25¢* at $1,000,000 USD or more. BitPay also offers a free wallet app for mobile and desktop. Its self-custody wallet supports buying, selling, swapping, and storing cryptocurrency, buying gift cards, and paying bills. BitPay was founded in 2011 and is headquartered in Atlanta, Georgia, United States. Bill Pay is available only to US residents.