Blockonomics vs Cashfree Payment Gateway

Blockonomics is a decentralized crypto payment gateway for merchants, alongside a blockchain explorer and self-custodial payment tools. It supports Bitcoin (BTC), Bitcoin Cash (BCH), and USDT on ERC-20. For BTC and BCH, a wallet xPub generates a distinct payment address for each transaction; USDT is sent to the merchant’s supplied ERC-20 wallet address. Blockonomics says customer payments go straight to the merchant’s wallet and that it does not hold the funds. Merchants can connect through listed integrations including WHMCS, WordPress, PrestaShop, Telegram Shop Bot, and Invoice Ninja. The maker says some users can install plugins without coding, while custom integrations can use the REST API. API functions include address lookup, wallet and store management, payment tracking, payment buttons, and hosted checkout. The platform supports more than 150 fiat currencies and recurring payments. Accounts are free to create and do not require identity verification. The Merchants plan is free for the first 10 payments, then 1% on all payments; Bitcoin Address Lookup is also listed at free.

Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.