Brankas vs Salt Edge Data Aggregation

Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.

Salt Edge Data Aggregation gives businesses access to bank information from more than 5,000 institutions worldwide through one API. It brings account details, balances, transactions, account-holder information, categories, and merchant information together in a unified format. Coverage includes Europe, the UK, and financial institutions in over 50 countries. The service supports personal and business debit, credit, investment, savings, loan, and mortgage accounts, with investment data and transaction enrichment available. Connections can use the Salt Edge Connect widget, a custom interface, Direct API, OAuth, web login, or a bank API. The widget can carry a customer’s branding. Use cases listed by Salt Edge include financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management. Businesses without their own PSD2 licence can use the Partner Program for aggregated data from over 2,500 EU banks. Production pricing is custom and billed per consented end-user; a 90-day trial is listed, and the sandbox/developer trial is free, billed monthly.