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SPECIFICTION
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Salt Edge Data Aggregation

saltedge.com

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Spec score 8.0 #12 of 71 in Bank Connectivity Software

What it is

Salt Edge Data Aggregation gives businesses access to bank information from more than 5,000 institutions worldwide through one API. It brings account details, balances, transactions, account-holder information, categories, and merchant information together in a unified format. Coverage includes Europe, the UK, and financial institutions in over 50 countries. The service supports personal and business debit, credit, investment, savings, loan, and mortgage accounts, with investment data and transaction enrichment available. Connections can use the Salt Edge Connect widget, a custom interface, Direct API, OAuth, web login, or a bank API. The widget can carry a customer’s branding. Use cases listed by Salt Edge include financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management. Businesses without their own PSD2 licence can use the Partner Program for aggregated data from over 2,500 EU banks. Production pricing is custom and billed per consented end-user; a 90-day trial is listed, and the sandbox/developer trial is free, billed monthly.

Spec sheet

Purpose
Salt Edge Data Aggregation gives businesses access to end-users’ bank data from 5,000+ worldwide banks through one API in a unified format.Read 1 Oct 2026 · saltedge.com
Integrations
Salt Edge lists pre-integrations with Finastra, Mambu, Temenos, Thought Machine, Tuum, Skaleet and ebankIT among its partnerships.Read 1 Oct 2026 · saltedge.com
Security
Salt Edge states that it is ISO 27001 certified and licensed as an AISP under PSD2.Read 30 Sep 2026 · saltedge.com
Compliance
Salt Edge states that it works toward GDPR compliance and is an AISP licensed under PSD2.Read 1 Oct 2026 · saltedge.com
Headquarters
Ottawa, CanadaRead 28 Sep 2026 · saltedge.com
Company
Salt Edge’s company page lists its Ottawa, Canada office and London, UK office; a company blog post states that Salt Edge Inc. was founded in 2013.Read 30 Sep 2026 · saltedge.com
Account types
The service supports debit, credit, investment, savings, loan and mortgage accounts for both business and personal use.Read 1 Oct 2026 · saltedge.com
API data limits
Account Information API data fetching is limited to two new-data fetches per second, one automatic fetch per day per end-user and up to two additional retry attempts per day after failures.Read 1 Oct 2026 · docs.saltedge.com
Bank data access
Data Aggregation provides access to end users’ bank data from 5,000+ worldwide banks through one API.Read 30 Sep 2026 · saltedge.com
Connection widget
A pre-integrated widget lets end-users select and securely connect accounts, and it can be customized with the customer’s branding.Read 1 Oct 2026 · saltedge.com
Coverage
Salt Edge says its open banking data coverage includes Europe, the UK, and beyond.Read 30 Sep 2026 · saltedge.com
Credential protection
Credentials are protected with multiple encryption layers, tokenisation and TLS; credentials are encrypted at least twice and accessed only with one-time tokens.Read 1 Oct 2026 · saltedge.com
Data enrichment
Related enrichment services include transaction categorisation, merchant identification and financial insights reporting.Read 1 Oct 2026 · saltedge.com
Geographic coverage
Salt Edge provides open-banking data access across Europe, the UK and beyond, with access to financial institutions in over 50 countries.Read 1 Oct 2026 · saltedge.com
Integration requirements
The developer documentation says API requests require an App-id and Secret, and clients should use HTTPS for API callbacks before going live.Read 30 Sep 2026 · docs.saltedge.com
Partner access
The Partner Program provides access to aggregated EU bank data for businesses without their own PSD2 licence while Salt Edge handles technical, compliance and security matters.Read 1 Oct 2026 · saltedge.com
Partner dashboards
The Partner Program includes dashboards for businesses to monitor end-customer activity, consents, bank connections, and availability, and for end users to view connected accounts and revoke consents.Read 30 Sep 2026 · saltedge.com
Partner option
The Partner Program offers businesses without their own PSD2 licence access to aggregated data from over 2,500 EU banks, with Salt Edge handling technical, compliance, and security matters.Read 30 Sep 2026 · saltedge.com
Security certifications
Salt Edge states that it is ISO 27001 certified and PCI DSS compliant, with certification covering development, management and provision of financial IT services.Read 1 Oct 2026 · saltedge.com
Support and monitoring
The company provides a 24/7 incident-reporting channel for clients and says it performs ongoing system monitoring and regular penetration tests.Read 1 Oct 2026 · saltedge.com
Supported app platforms
Salt Edge’s live-readiness documentation refers to evaluating integrations for web, Android, and iOS apps.Read 30 Sep 2026 · docs.saltedge.com
Unified account data
The service gathers data from users’ accounts into a unified, easy-to-read format.Read 30 Sep 2026 · saltedge.com
Use cases
Salt Edge lists financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management as use cases.Read 1 Oct 2026 · saltedge.com

Plans and prices

Sandbox / Developer trial Free monthly Simulated bank fixtures · All product surfaces Read 1 Oct 2026 · apis.io
Account Information (Production) Priced on request per consented end-user PSD2 AISP · Custom pricing Read 1 Oct 2026 · apis.io

Every Salt Edge Data Aggregation plan and price →

Strong points and limits

Strong points

  • One API accesses data from 5,000+ worldwide banks.
  • Supports personal and business account types.
  • Offers multiple account connection methods.
  • Transaction categorization and merchant information are available.
  • Partner option covers over 2,500 EU banks.

Limits

  • Production pricing is custom and not listed.
  • No free plan is listed.
  • API data fetching has stated rate and daily limits.
  • Webhooks are not available.

Who it suits

It suits businesses building financial products or workflows around aggregated bank data, including lenders, accounting and ERP providers, and financial management services. The Partner Program may suit businesses without their own PSD2 licence.

Verdict

Salt Edge combines broad bank-data access, multiple connection methods, and enrichment services in one offering.

Where Specifiction places it

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