Belvo vs Salt Edge Data Aggregation
Belvo
belvo.comSalt Edge Data Aggregation
saltedge.comSide by side
| Figure | Belvo | Salt Edge Data Aggregation |
|---|---|---|
| Price from | $1,000/mo | — |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 2 |
| Spec score · Bank Connectivity Software | 8.5 (#3) | 8.0 (#13) |
| Spec score · Financial Data APIs | 8.5 (#3) | 8.0 (#10) |
| Company | Belvo says Pablo Viguera and Oriol Tintoré founded the company in 2019. | Salt Edge’s company page lists its Ottawa, Canada office and London, UK office; a company blog post states that Salt Edge Inc. was founded in 2013. |
| Compliance | Belvo states that it holds ISO/IEC 27001:2022 certification and is a PCI DSS Level 1 compliant service provider. | Salt Edge states that it works toward GDPR compliance and is an AISP licensed under PSD2. |
| Headquarters | Mexico City, Mexico; São Paulo, Brazil | Ottawa, Canada |
| Integrations | Belvo says its platform connects with retail and business bank accounts and official employment and fiscal records. | Salt Edge lists pre-integrations with Finastra, Mambu, Temenos, Thought Machine, Tuum, Skaleet and ebankIT among its partnerships. |
| Security | Belvo says data at rest is encrypted with AES 256 and RSA 2048, while data in transit uses TLS 1.2 with TLS 1.3 supported. | Salt Edge states that it is ISO 27001 certified and licensed as an AISP under PSD2. |
Plans
Salt Edge Data Aggregation
- Sandbox / Developer trialFree
- Account Information (Production)Priced on request
In their own words
Belvo
Belvo provides open finance infrastructure for companies connecting customer accounts, interpreting financial data, and moving money in Latin America. It connects retail and business bank accounts with official employment and fiscal records. Banking data includes real-time account information and up to 24 months of standardized, categorized transactions. Additional data features cover transaction categorization, income verification, recurring expense detection, and risk insights. Payment products include recurring direct debit collections in Mexico and one-tap Pix payments in Brazil. Developers can build integrations through the API, developer hub, quickstart guide, and API reference. Connection methods include a hosted widget, API, regulated open finance consent flow, and institution credentials; refreshes are scheduled. Data is encrypted with AES 256 and RSA 2048 at rest and TLS 1.2 in transit, with TLS 1.3 supported. Belvo lists ISO/IEC 27001:2022 certification and PCI DSS Level 1 compliance. Sandbox access is free; production requires a paid plan. Launch costs $1,000 a month, while Growth pricing is custom.
Salt Edge Data Aggregation
Salt Edge Data Aggregation gives businesses access to bank information from more than 5,000 institutions worldwide through one API. It brings account details, balances, transactions, account-holder information, categories, and merchant information together in a unified format. Coverage includes Europe, the UK, and financial institutions in over 50 countries. The service supports personal and business debit, credit, investment, savings, loan, and mortgage accounts, with investment data and transaction enrichment available. Connections can use the Salt Edge Connect widget, a custom interface, Direct API, OAuth, web login, or a bank API. The widget can carry a customer’s branding. Use cases listed by Salt Edge include financial management, retail banking, lending, accounting and ERP, KYC and AML, and treasury management. Businesses without their own PSD2 licence can use the Partner Program for aggregated data from over 2,500 EU banks. Production pricing is custom and billed per consented end-user; a 90-day trial is listed, and the sandbox/developer trial is free, billed monthly.