Breeze vs Fungies

Breeze is an end-to-end payments platform for businesses, with a Merchant of Record service that says it handles risk management, chargebacks, sales tax and customer support for the payment process. It supports card payments, Apple Pay, Google Pay and crypto through a single integration, alongside rails including ACH, RTP, FedNow and SEPA. Listed crypto options include USDC, USDT and EURC, plus ETH, SOL and BTC across networks such as Ethereum, Solana, Bitcoin, Tron, Polygon and Base. Merchants can offer hosted checkout pages by redirect or iframe, or embed payment components with the React SDK. The API supports subscriptions, trials, discounts and flexible schedules; signed webhooks cover payment, payout and subscription events. Users can receive payouts by bank transfer or crypto withdrawal. Breeze says its service can handle fraud and chargeback liability, US sales tax calculation and remittance, and user KYC and AML compliance. It runs on API, iOS and web. Pricing is on request.

Fungies is a Merchant of Record platform for selling SaaS, games, subscriptions, digital products, downloads, and game assets. Its no-code store builder includes more than twenty templates, custom domains, hosting, and a CDN. Sellers can choose hosted, overlay, or embedded checkout, localized for customers’ language, currency, and payment methods. Subscription tools cover recurring and usage-based billing, trials, customer portals, invoicing, and retry handling. Fungies says it manages tax registration, calculation, collection, remittance, and filing across the 27 EU states, the UK, US sales tax, and GST. It lists support for 250+ payment methods in 150+ countries, along with developer tools such as a REST API, webhooks, SDKs, CLI, and MCP server. The Free forever plan costs nothing, with a 5% + 50¢ fee per sale and no monthly fee. There is no separate payment test mode, so checkout purchases are real transactions.