Breeze vs Xsolla

Breeze is an end-to-end payments platform for businesses, with a Merchant of Record service that says it handles risk management, chargebacks, sales tax and customer support for the payment process. It supports card payments, Apple Pay, Google Pay and crypto through a single integration, alongside rails including ACH, RTP, FedNow and SEPA. Listed crypto options include USDC, USDT and EURC, plus ETH, SOL and BTC across networks such as Ethereum, Solana, Bitcoin, Tron, Polygon and Base. Merchants can offer hosted checkout pages by redirect or iframe, or embed payment components with the React SDK. The API supports subscriptions, trials, discounts and flexible schedules; signed webhooks cover payment, payout and subscription events. Users can receive payouts by bank transfer or crypto withdrawal. Breeze says its service can handle fraud and chargeback liability, US sales tax calculation and remittance, and user KYC and AML compliance. It runs on API, iOS and web. Pricing is on request.

Xsolla provides tools and services for video game businesses to sell, monetize, distribute, and grow games. It serves developers, publishers, creators, resellers, payment providers, and advertisers. Its merchant of record offering covers 200+ countries and regions, 1,000+ payment methods, and 130+ currencies. Web Shop combines direct-to-player sales with payments, LiveOps, analytics, and first-party player data; merchants can offer in-game items, currency packs, bundles, and subscriptions with regional pricing and restrictions. Xsolla SDK 3 lists iOS, Android, Unity, Epic Games Store, and standalone PC builds as targets, and describes a four-call purchase flow from authentication through finalization. Its SDK price is 5% per transaction, with no monthly fees or minimum volume; general pricing inquiries go through a contact form. Xsolla describes fraud screening using cross-game analytics, machine learning, transaction checks, and manual review. It says it is SOC and PCI DSS certified, encrypts sensitive data with TLS and PFS, and provides DDoS protection. The company was founded in 2005 and is based in Los Angeles.