BridgerPay vs CellPoint Digital

BridgerPay is a payment orchestration platform for connecting payment providers and managing payment operations, available through web and API. The homepage lists more than 1,000 built-in connections across 185+ countries. Its Router provides a drag-and-drop, no-code way to direct traffic by location, expense, or type. Bridger Retry reroutes payments across payment service providers, and Bridger 3DS provides independent authentication; the company describes these tools as capable of salvaging up to 30% of declines and elevating approvals by up to 10%, respectively. The platform aligns settlements across providers in real time and supports customized payment links delivered by email, SMS, QR code, or website. A modular API supports configuring and testing payment flows. Listed industries include retail and eCommerce, travel, SaaS, financial institutions, and gaming. BridgerPay says it is PCI DSS Level 1 certified and lists encryption, network scans, third-party audits, and continuous security monitoring. The free plan costs nothing and covers 200 transactions per month, one user, one checkout, and two connections.

CellPoint Digital provides payment orchestration for airlines, hotels, and other travel merchants. Its platform brings payment data together across markets, channels, methods, and providers for reporting and performance analysis. Payment routing can consider issuer, geography, and cost, with local acquirer routing and automatic PSP failover. Other capabilities include fraud decisioning, foreign-exchange optimisation, reconciliation, settlement splits for multi-party Offer-Order bundles, payment links, instalments, and 3-D Secure. The maker describes support for 168+ payment methods, 220+ PSPs and acquirers, 100+ currencies, and over 70 countries. Merchants can integrate by API, hosted payment page, or custom hosted payment page. Hosted checkout collects sensitive details through a CellPoint-hosted form; the API is intended for sites or apps with PCI DSS requirements, while the hosted page can be used in non-PCI-compliant environments. CellPoint says its platform is PCI-DSS certified and compliant with GDPR, PSD2, LGPD, and other regulations. Pricing is on request. The company says it was founded in Copenhagen in 2007 and operates globally from 10 offices.