BriteCore vs INSTANDA

BriteCore is a cloud-native core insurance platform for property and casualty insurers. It manages policies, claims, billing, product definition and rating, documents, and financial and regulatory reporting. Point-and-click tools let teams define products, coverages, rates, and fees, while low-code tools support product and rating changes. Web portals serve agents, insurers, and policyholders; policyholders can also use a native mobile app, and the API can support custom portals and apps. BriteCore lists more than one hundred prebuilt integrations, custom integration development, and a published API. Its support documentation describes more than 1,000 public-facing endpoints for policy, billing, claims, documents, and reporting data. The platform runs on AWS and requires an internet connection to access. BriteCore says embedded AI copilots and multi-agent systems automate routine workflow tasks while people remain involved in decisions. Pricing is on request and based on production volumes. Support includes standard hours of 8 a.m. to 5 p.m. Central Time and a 24/7 critical defect line.

INSTANDA is a cloud-hosted, no-code insurance platform for creating products and administering policies. It supports quote-and-bind journeys for B2C, B2B and B2B2C channels, policy administration, customer self-service, payments and first-notice-of-loss claims administration. Insurers can configure products, question sets, ratings, documents and emails without changing core code. Policy workflows include automated renewals, out-of-sequence endorsements, straight-through application processing, referral rules and audit trails. Broker and customer journeys cover applications, policy changes, bill payment, document access and claim submission. The platform runs on Microsoft Azure with open APIs for third-party applications and data sources. Listed integrations include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign and ServiceNow. INSTANDA states ISO 27001:2022 and Cyber Essentials certifications, AES-256 encryption, PCI DSS SAQ A alignment and SOC 2 best practices. Pricing is on request.