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SPECIFICTION
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INSTANDA

instanda.com

WebAPI
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Spec score 7.1 #4 of 12 in Insurance Policy Management

What it is

INSTANDA is a cloud-hosted, no-code insurance platform for creating products and administering policies. It supports quote-and-bind journeys for B2C, B2B and B2B2C channels, policy administration, customer self-service, payments and first-notice-of-loss claims administration. Insurers can configure products, question sets, ratings, documents and emails without changing core code. Policy workflows include automated renewals, out-of-sequence endorsements, straight-through application processing, referral rules and audit trails. Broker and customer journeys cover applications, policy changes, bill payment, document access and claim submission. The platform runs on Microsoft Azure with open APIs for third-party applications and data sources. Listed integrations include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign and ServiceNow. INSTANDA states ISO 27001:2022 and Cyber Essentials certifications, AES-256 encryption, PCI DSS SAQ A alignment and SOC 2 best practices. Pricing is on request.

Spec sheet

Product
INSTANDA is a cloud hosted, no-code insurance policy administration and distribution platform for creating products and managing policy lifecycles.Read 4 Oct 2026 · instanda.com
Integrations
The maker lists integrations and ecosystem partners including Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign, and ServiceNow.Read 4 Oct 2026 · instanda.com
Security
INSTANDA states it is ISO 27001:2022 certified and uses AES-256 encryption for sensitive data, including data in transit and at rest.Read 4 Oct 2026 · instanda.com
Headquarters
70 Gracechurch Street, London, EC3V 0HR, United KingdomRead 28 Sep 2026 · instanda.com
Founded
2015Read 28 Sep 2026 · instanda.com
Cloud and APIs
INSTANDA runs on Microsoft Azure and describes its architecture as cloud native, with open APIs for connecting third party applications and data sources.Read 4 Oct 2026 · instanda.com
Company founding
INSTANDA’s company page says co-founders Tim Hardcastle and Derek Hill created the company in 2015.Read 4 Oct 2026 · instanda.com
Core capabilities
The platform supports insurance product creation, quote and bind across B2C, B2B, and B2B2C channels, policy administration, self-service, payments, and FNOL claims administration.Read 4 Oct 2026 · instanda.com
Distribution
Broker and customer journeys support quote and bind, policy changes, bill payment, document access, and FNOL submission.Read 4 Oct 2026 · instanda.com
Intended customers
The company says insurance carriers, managing general agents, and brokers around the world use its platform.Read 4 Oct 2026 · instanda.com
Other security controls
The maker states it holds Cyber Essentials certification, aligns with PCI DSS SAQ A, and complies with SOC 2 best practices.Read 4 Oct 2026 · instanda.com
Policy administration
Features include automated renewals, out of sequence endorsements, straight through application processing, referral rules, and audit trails.Read 4 Oct 2026 · instanda.com
Product design
Insurers can configure products, question sets, ratings, documents, and emails without changing the platform’s core code.Read 4 Oct 2026 · instanda.com
Release cadence
INSTANDA says minor updates are monthly and major strategic releases occur every six months, with an optional preview environment for testing new features.Read 4 Oct 2026 · instanda.com
Support and training
The maker describes ongoing support in its SaaS licence and provides self-paced Foundation and Advanced configurator training, with at least two team members required as superusers.Read 4 Oct 2026 · instanda.com

Plans and prices

INSTANDA insurance platform Priced on request Custom pricing; the SaaS licence fee covers deployment, Microsoft Azure hosting, maintenance, and ongoing support. Pricing tailored to business needs · No public rate shown Read 4 Oct 2026 · instanda.com

Every INSTANDA plan and price →

Strong points and limits

Strong points

  • No-code product and document configuration
  • Quote and bind across three channels
  • Automated renewals and audit trails
  • Open APIs and listed integrations
  • Azure hosting with stated certifications

Limits

  • Pricing is available only on request
  • Requires at least two configurator superusers
  • Platform is listed for web and API

Who it suits

Insurance carriers, managing general agents and brokers needing configurable product and policy workflows. It suits teams seeking cloud deployment, APIs and no-code configuration.

Verdict

INSTANDA combines configurable insurance product design with policy administration, distribution, payments and FNOL workflows. Its security claims, APIs and integration list are documented, while pricing requires a direct request.

Where Specifiction places it

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