CoverGo vs INSTANDA
CoverGo
covergo.comINSTANDA
instanda.comSide by side
| Figure | CoverGo | INSTANDA |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Insurance Policy Management | 7.5 (#2) | 7.1 (#4) |
| Distribution | CoverGo supports direct, agent, broker, bancassurance, embedded insurance, and affinity distribution channels. | Broker and customer journeys support quote and bind, policy changes, bill payment, document access, and FNOL submission. |
| Founded | CoverGo says it was established in February 2017. | 2015 |
| Headquarters | The opened official pages list offices in California, New York, Singapore, Hong Kong, Vietnam, and Paris, but do not identify a headquarters. | 70 Gracechurch Street, London, EC3V 0HR, United Kingdom |
| Integrations | The platform connects with legacy and third-party systems through open insurance APIs, and the Sales AI Agent can integrate with CRM and insurance systems. | The maker lists integrations and ecosystem partners including Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign, and ServiceNow. |
| Intended customers | CoverGo describes its platform as built for insurers, brokers, MGAs, TPAs, and insurtechs. | The company says insurance carriers, managing general agents, and brokers around the world use its platform. |
| Product | CoverGo is a modular AI platform for insurance that supports omnichannel distribution, policy administration, and claims. | INSTANDA is a cloud hosted, no-code insurance policy administration and distribution platform for creating products and managing policy lifecycles. |
| Security | CoverGo states that it is ISO 27001 certified and SOC 2 Type I compliant. | INSTANDA states it is ISO 27001:2022 certified and uses AES-256 encryption for sensitive data, including data in transit and at rest. |
Plans
In their own words
CoverGo
CoverGo is a modular AI platform for insurance that supports distribution, policy administration, and claims. Business users can configure products with a patented no-code builder using drag-and-drop tools. Distribution channels include direct, agent, broker, bancassurance, embedded insurance, and affinity. Its AI agents cover document processing, sales, quotation, claims, underwriting, fraud detection, training, and knowledge. CoverGo Claims includes claims automation, configurable rules, fraud detection, reporting, and provider management. Open insurance APIs connect the platform to legacy and third-party systems; the Sales AI Agent can also integrate with CRM and insurance systems. The platform covers health, life, and property and casualty insurance, though policy administration and claims for life and P&C are listed as coming soon. Deployment options include adding a digital layer over a legacy system, replacing a core system, or starting as a greenfield platform. CoverGo states that it is ISO 27001 certified and SOC 2 Type I compliant. For CoverGo for Health, it states a 99.9% uptime commitment and 24/7 global client support. Pricing is on request.
INSTANDA
INSTANDA is a cloud-hosted, no-code insurance platform for creating products and administering policies. It supports quote-and-bind journeys for B2C, B2B and B2B2C channels, policy administration, customer self-service, payments and first-notice-of-loss claims administration. Insurers can configure products, question sets, ratings, documents and emails without changing core code. Policy workflows include automated renewals, out-of-sequence endorsements, straight-through application processing, referral rules and audit trails. Broker and customer journeys cover applications, policy changes, bill payment, document access and claim submission. The platform runs on Microsoft Azure with open APIs for third-party applications and data sources. Listed integrations include Salesforce, Microsoft, Okta, Xero, Stripe, DocuSign and ServiceNow. INSTANDA states ISO 27001:2022 and Cyber Essentials certifications, AES-256 encryption, PCI DSS SAQ A alignment and SOC 2 best practices. Pricing is on request.