Buckets vs True North Budgeting

Buckets is budgeting software for tracking bills and managing personal finances. It includes budgeting tools, bill tracking, account syncing and report export. It runs on macOS, Windows, Linux, iOS and Android, with desktop and mobile applications. The listed price is $64 as a one-time payment, with no monthly subscription fee. A free trial is available for as long as needed to decide whether it suits you, but the purchase is not refundable. Finances stay on the user's computer, and users control their data. Bank sync options include free methods, private macros, file imports and SimpleFIN Bridge. One license covers the purchaser and immediate family members in the same home, and can be used on any number of eligible computers. Support is available through a chat bubble, and the software includes budgeting videos. Buckets is published by One Part Rain, LLC, which is testing Buckets by the Loaf pricing in some countries.

True North Budgeting is a desktop budgeting application for macOS, Windows, and Linux. It runs on the user's computer, keeps the budget file locally, and says no information is stored in the cloud. The app does not request bank or financial-account credentials and says it does not send financial data to analytics services. Its data relies on the operating system's built-in security and encryption features. Budgeting tools include pay-period grouping, a 12-month forecast, 50/30/20 allocation, goals, and a monthly calendar. The calendar uses color to show cash flow and lets users edit events instantly. Two one-time lifetime licenses are listed: Personal costs $29.99, paid once for one computer and one license; Navigator costs $49.99, paid once and includes three licenses for a desktop, laptop, and one to share. Future updates are included with both licenses. No free tier is stated. The maker is based in Phoenix, Arizona, United States.