Buckets vs Wallet by BudgetBakers

Buckets is budgeting software for tracking bills and managing personal finances. It includes budgeting tools, bill tracking, account syncing and report export. It runs on macOS, Windows, Linux, iOS and Android, with desktop and mobile applications. The listed price is $64 as a one-time payment, with no monthly subscription fee. A free trial is available for as long as needed to decide whether it suits you, but the purchase is not refundable. Finances stay on the user's computer, and users control their data. Bank sync options include free methods, private macros, file imports and SimpleFIN Bridge. One license covers the purchaser and immediate family members in the same home, and can be used on any number of eligible computers. Support is available through a chat bubble, and the software includes budgeting videos. Buckets is published by One Part Rain, LLC, which is testing Buckets by the Loaf pricing in some countries.

Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.