Budgero vs Trout
Budgero
budgero.appTrout
trout.moneySide by side
| Figure | Budgero | Trout |
|---|---|---|
| Price from | $2.92/mo | €4.92/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 3 | 7 |
| Spec score · Personal Finance Software | 9.0 (#7) | 8.8 (#15) |
| Account sync | manual | both |
| Bank sync | Optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. | Supported European banks connect through Enable Banking, while supported US and Canadian banks connect through SimpleFIN. |
| Budgeting | The app uses zero-based budgeting, assigning available money to categories and showing what remains to spend. | Envelope budgeting includes categories, groups, rolling balances, and five goal types. |
| Budgeting tools | Yes | Yes |
| Free plan | No | Yes |
| Net-worth tracking | Yes | Yes |
| Purpose | Budgero is a private budgeting app for planning spending, managing accounts across currencies, and budgeting together in a browser. | Trout is an envelope-budgeting ledger for people who want to own their money and data. |
| Report export | Yes | Yes |
| Self-hosting | Budgero is open source under AGPL-3.0 and can be self-hosted for free; self-hosters handle updates and backups. | Self-hosting uses AGPL-3.0 software and the maker's Docker guide requires a Linux host. |
| Support | The maker lists documentation, email support at [email protected], a feedback site, Discord, and Reddit. | The maker provides a GitHub bug-report link and lists an email address for privacy and data requests. |
Plans
Trout
- FreeFree
- Hosted Monthly€7 a month
- Hosted Annual€59 a year
- Manual budgetingFree
- Self-hostedFree
- Hosted monthly€7 a month
- Hosted annual€59 a year
In their own words
Budgero
Budgero is a budgeting app for planning spending, managing accounts in multiple currencies, and budgeting together in a browser. Its zero-based method assigns available money to categories and shows what remains to spend. Accounts can use different currencies while the budget has a chosen currency. Reports include Money Map, spending, wealth, and scenario views. A Cloud workspace supports up to five people, each with an individual sign-in and master password. Sync can be manual; optional bank sync is in beta through user-connected SimpleFIN in the US and Canada or Enable Banking in Europe. Budgero says budget data is encrypted on the device before syncing, so its service cannot read the contents. Users can import YNAB data or transactions by CSV and export a full SQLite backup or CSV bundle. The app is open source under AGPL-3.0 and can be self-hosted for free, with hosting, updates, backups, security, and uptime managed by the user. Budgero Cloud costs $4 a month, tax included. The maker lists Android, API, iOS, Linux, macOS, self-hosted, web, and Windows platforms.