Trout pricing
7 plans read from trout.money
FreeFree No card requiredEnvelope budgeting · Accounts, goals, and schedules · Rules, crypto tracking, and multi-currency budgeting Read 22 Sep 2026 · trout.money
Hosted Monthly€7 a month billed monthlyBank sync through supported providers · AI categorisation and chat · API access when it launches Read 22 Sep 2026 · trout.money
Hosted Annual€59 a year Recommended · annualBank sync through supported providers · AI categorisation and chat · API access when it launches Read 22 Sep 2026 · trout.money
Manual budgetingFree FreeEnvelope budgeting · accounts, goals, and schedules · rules, crypto tracking, and multi-currency budgeting Read 12 Oct 2026 · trout.money
Self-hostedFree €0 · software licence · AGPL-3.0Free software · requires your own infrastructure and service keys Read 12 Oct 2026 · trout.money
Hosted monthly€7 a month €7/ monthBank sync through supported providers · AI categorisation and chat · API access when it launches Read 12 Oct 2026 · trout.money
Hosted annual€59 a year €59/ yearBank sync through supported providers · AI categorisation and chat · API access when it launches Read 12 Oct 2026 · trout.money
In short
- Trout has a free plan (Free).
- A free trial is offered.
- Paid plans published: 4, from €59 a year.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| SoFi | — | Yes | No |
| PocketSmith | $9.99/mo | Yes | No |
| YNAB | $9.08/mo | Yes | Yes |
| MoneyPatrol | $1.67/mo | Yes | Yes |
| GnuCash | — | Yes | No |
| TimelyBills | $2.08/mo | Yes | No |
| Budgero | $2.92/mo | Yes | Yes |
| Talvo | €5/mo | Yes | Yes |