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SPECIFICTION
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C3 vs CommunityPay

C3

atgonline.com

CommunityPay

communitypay.us

Side by side

FigureC3CommunityPay
Price from—$1/mo
Free plan—Yes
Free trial——
Open source——
WebYesYes
AndroidYes—
API—Yes
Plans published05
Spec score · HOA Accounting Software7.8 (#12)9.1 (#3)
IntegrationsATG says its integration partners connect with C3 for invoice processing, mailing, check printing, and other tasks.The pricing page lists QuickBooks and Xero sync as included platform features.
PurposeC3 is ATG’s proprietary enterprise management software for tracking community operations.CommunityPay provides financial infrastructure for community associations, including payments and accounting systems that govern transactions and record decisions.
SecurityATG’s C3 page describes a cloud offering with 24/7 user access, but the opened C3 and trust-related pages did not state a C3 security certification or compliance standard.The Trust Center describes immutable audit trails, encryption at rest, tenant isolation, and consent-gated access as security topics.

Plans

C3

No plans published.

C3 pricing →

CommunityPay

  • Public APIFree
  • CommunityPay platform$1 a month
  • CommunityPay Platform$1 a month
  • Professional API$99 a month
  • Enterprise APIPriced on request

CommunityPay pricing →

In their own words

C3

C3 is ATG’s proprietary enterprise management software for tracking community operations. It is presented for community management companies and self-managed associations, with Android and web access and mobile apps. Financial functions include financial management, accounts receivable and payable, budgeting, reporting, and delinquency processing. Operational tools cover association management, work orders, maintenance, architectural management, and covenant tracking. The system supports online dues collection, maintenance requests, and association accounting. ATG describes a cloud offering intended to scale with a company and provide data access 24/7. TownSq integrates with ATG for resident engagement, payments, amenity reservations, maintenance requests, association documents, and task updates. Other integrations cover invoice processing, mailing, check printing, and banking automation. ATG offers standard or custom implementation, account reconciliation, web-based training, optional onsite training, and phone and email support. Pricing is paid and available on request.

Visit atgonline.com

CommunityPay

CommunityPay provides payment and accounting infrastructure for community associations, with tools to record transactions and decisions. Its accounting features include double-entry bookkeeping, fund tracking, period locks, financial statements, and board-ready reports. Residents can pay online by ACH or card; vendor payments use Stripe Connect, support batch processing, and create journal entries automatically. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. The API can request resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C. QuickBooks and Xero sync are listed as included features. A token-gated CPA portal offers read-only access to scope-restricted sections and logs events. CommunityPay charges $1 per unit per month, with a $100 community minimum and $500 cap; processing fees pass through at cost. The public API is free, while Professional API costs $99 per month.

Visit communitypay.us