Caflou vs Finoya
Caflou
caflou.comFinoya
finoya.aiSide by side
| Figure | Caflou | Finoya |
|---|---|---|
| Price from | Free | $39/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Self-hosted | — | Yes |
| Plans published | 1 | 2 |
| Spec score · Cash Flow Management Software | 8.4 (#5) | 7.6 (#15) |
| Headquarters | Prague, Czech Republic | Wilmington, Delaware, United States |
| Integrations | Listed integrations include Gmail or Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make. | Finoya lists QuickBooks, Xero, Sage, MYOB, FreshBooks, Zoho Books, Clear Books, Microsoft Dynamics, Tally, Wave, Mekari Jurnal, Wafeq, Odoo, Oracle NetSuite, Qoyod, Kashflow, and FreeAgent as supported accounting platforms. |
| Notable limit | Caflou says the email inbox feature is available on the Dolphin and Shark tariffs or higher. | The Business plan includes the last 12 months of history and weekly automatic sync. |
| Product | Caflou is an online business management system for managing projects, teams, finances, customer relations, and cash flow. | Finoya is an AI CFO platform that helps businesses and advisors make financial decisions by monitoring cash flow, forecasts, and scenarios and turning financial data into guidance. |
| Security | Caflou says it uses HTTPS, stores passwords in encrypted form, offers optional two-step authentication, and makes backups at least daily that are deleted after 14 days. | The company says data is encrypted, private, and accessible only to authorized users. |
| Support | Caflou offers online chat and email support at [email protected], along with an education centre. | Both listed plans include email and chat support, and Finoya says it provides guided onboarding and help documentation. |
Plans
Finoya
- Accountants and Fractional CFOs$39 a month
- Business Owners and StartupsPrice not published
In their own words
Caflou
Caflou is an online business management system for projects, teams, finances, customer relationships, and company activities. Project tools include work breakdown structures, Gantt charts, Kanban boards, budgets, and income and expense tracking. Finance features cover invoicing, cash-flow planning, bank payment imports, financial reports, bank synchronization, and views of cash position and inflows and outflows. Users can build rule-based automations without programming, while Caflou AI can extract data from received invoices. Listed integrations include Gmail, Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make; accounting connections include QuickBooks, Xero, Zoho Books, and FreshBooks. WooCommerce is import-only. Caflou publishes API v1 documentation with bearer-token authentication. It is available on web, Android, and iOS, with an API also listed as a platform. Caflou says it uses HTTPS, encrypts passwords, offers optional two-step authentication, and makes backups at least daily. It offers a free plan and describes its audience as companies with 1–100 people.