Caflou vs Float
Caflou
caflou.comFloat
floatapp.comSide by side
| Figure | Caflou | Float |
|---|---|---|
| Price from | Free | $105/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 1 | 9 |
| Spec score · Cash Flow Management Software | 8.4 (#5) | 7.9 (#10) |
| Headquarters | Prague, Czech Republic | Edinburgh, Scotland |
| Integrations | Listed integrations include Gmail or Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make. | Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon. |
| Intended users | The homepage describes Caflou as a system for companies with 1–100 people. | Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. |
| Security | Caflou says it uses HTTPS, stores passwords in encrypted form, offers optional two-step authentication, and makes backups at least daily that are deleted after 14 days. | Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. |
| Support | Caflou offers online chat and email support at [email protected], along with an education centre. | Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. |
Plans
Float
- Essentials$130 a month
- Growth$265 a month
- Scale$389 a month
- Essentials (annual)$105 a month
- Essentials (monthly)$130 a month
- Growth (annual)$215 a month
- Growth (monthly)$265 a month
- Scale (annual)$315 a month
- Scale (monthly)$389 a month
In their own words
Caflou
Caflou is an online business management system for projects, teams, finances, customer relationships, and company activities. Project tools include work breakdown structures, Gantt charts, Kanban boards, budgets, and income and expense tracking. Finance features cover invoicing, cash-flow planning, bank payment imports, financial reports, bank synchronization, and views of cash position and inflows and outflows. Users can build rule-based automations without programming, while Caflou AI can extract data from received invoices. Listed integrations include Gmail, Outlook, Google Calendar, Google Drive, OneDrive, Dropbox, PayPal, Stripe, and Make; accounting connections include QuickBooks, Xero, Zoho Books, and FreshBooks. WooCommerce is import-only. Caflou publishes API v1 documentation with bearer-token authentication. It is available on web, Android, and iOS, with an API also listed as a platform. Caflou says it uses HTTPS, encrypts passwords, offers optional two-step authentication, and makes backups at least daily. It offers a free plan and describes its audience as companies with 1–100 people.
Float
Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.