CAGos vs Financial Cents
CAGos
cagos.ioFinancial Cents
financial-cents.comSide by side
| Figure | CAGos | Financial Cents |
|---|---|---|
| Price from | ₹2,499/mo | $1.58/mo |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 4 | 7 |
| Spec score · CA Office Management Software | 8.3 (#3) | 9.0 (#1) |
| API | The site links to API documentation in its Resources section. | The Scale plan includes an Open API and webhooks are included in Enterprise. |
| Product | CAGos is a cloud-native, multi-tenant SaaS practice-management platform for Indian Chartered Accountant firms. | Financial Cents is a cloud-based practice management solution for accounting, bookkeeping, and tax firms to manage client work, collaborate with staff, and hit deadlines. |
| Support | Starter and Growth include priority support, Growth specifies a 4-hour SLA, and Custom specifies a 1-hour response premium SLA. | Enterprise includes priority support, premium training and onboarding, and a dedicated customer success manager. |
| Trial | CAGos offers a 14-day free trial with access to every feature and module and says no credit card is required. | The service offers a free 14-day trial with no credit card required. |
Plans
CAGos
- Starter₹2,499 a month
- Growth₹4,999 a month
- Enterprise₹9,999 a month
- CustomPriced on request
Financial Cents
- Solo$19 a year
- Solo$19 a month
- Team$49 a year
- Scale$69 a year
- Team$89 a month
- Scale$109 a month
- EnterprisePriced on request
In their own words
CAGos
CAGos is a cloud-native, multi-tenant practice-management platform for Indian Chartered Accountant firms. Its modules bring client CRM, HRMS, GST-compliant billing, an encrypted document vault, workflow and task management, compliance deadlines, and payments into one service. Firms can import more than 1,000 clients from CSV or Excel and reuse GST and PAN details across workflows. Users can configure client workflows, reminders, staff roles, and access controls without code. The platform tracks GST, TDS, ITR, and ROC deadlines, generates GST-compliant invoices, and exports client lists, invoice ledgers, and compliance summaries. Razorpay integration supports UPI, cards, net banking, recurring NACH mandates, and hosted payment links. CAGos says data is held in Indian data-center regions and user actions are captured in immutable audit logs. The 14-day trial includes all features and modules without a credit card.
Financial Cents
Financial Cents is cloud-based practice management software for accounting, bookkeeping, and tax firms. It helps manage client work, staff collaboration, and deadlines through workflow management, client CRM, automatic reminders for client tasks, month-end close, e-signatures, time tracking, billing, invoicing, and AI features. Its client portal uses passwordless links, rotating encrypted passwords, and six-digit identity codes sent by email or SMS. The product states that document storage is unlimited and data is encrypted at rest and in transit; it also states that it is SOC II Type I certified by AICPA. Integrations include QuickBooks Online, email and file services, Zapier, Ignition, and tax applications including DrakeTax, UltraTax, Lacerte, ProSeries, ProConnect, TaxAct, and CCH Axcess. Scale includes an Open API, while Enterprise includes webhooks. A 14-day trial does not require a credit card. Solo costs $19 a month, billed annually, under a 12-month agreement for single-user firms. Firms with one to four users must pay annually; monthly billing is available only to firms with at least five users.