CardFree Loyalty vs SpenVest

CardFree Loyalty is a configurable loyalty platform for restaurants building branded rewards programs and encouraging repeat visits. Enrollment can be offered through web and app ordering, kiosks, tableside service, POS, and receipt scans. Programs can use one or multiple membership tiers, reward catalogs, and banked points. Customers may earn through milestones, transactions, item purchases, multipliers, gift-card activity, challenges, randomized offers, and referrals; points can be redeemed for dollar or percentage discounts on orders or menu items. A merchant portal supports audience segmentation, offer creation, campaign analytics, and email, SMS, push, or geolocation-triggered campaigns. Campaigns may be sent immediately, scheduled, or triggered by birthdays, transactions, and inactivity. Customers can manage personal gift cards and send digital cards by SMS or email. CardFree lists integrations across ordering, kiosks, tableside, POS, and receipt scans, and says it also integrates with payment processors, loyalty programs, gift cards, and other systems. It is available on Android, iOS, and the web. CardFree describes security protections for personal data but does not guarantee absolute security. Pricing is on request; the company invites businesses to contact it or book a demo.

SpenVest connects eligible restaurant sales to digital rewards while letting businesses keep their existing POS. Its Rewards Engine supports points, stamps, store value credit, cashback, reward thresholds, campaigns, bonus rules, redemption authorisations and refund reversals. A merchant dashboard shows reward members, recent activity and redemption history. Square supports sales, refunds and product catalogue data; Shopify POS and Clover support sales and refunds. Merchants can also send authenticated sale and refund events through the API, with signed webhooks for connected workflows. Eligible products can use an online catalogue and checkout for click and collect or local delivery. Payments are processed by the merchant's connected payment provider and paid to a configured merchant-owned account; SpenVest says it does not hold sales revenue. The company says it is built for Australian independent businesses and that coverage of participating merchants is expanding across Australia. Its free Connect plan supports one location but does not calculate rewards. The Rewards Engine costs $39 a month, billed monthly per location and excluding GST. The listed platforms include Android, iOS, web and API.