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SpenVest

spenvest.com.au

Free plan WebiOSAndroidAPI

What it is

SpenVest connects eligible restaurant sales to digital rewards while letting businesses keep their existing POS. Its Rewards Engine supports points, stamps, store value credit, cashback, reward thresholds, campaigns, bonus rules, redemption authorisations and refund reversals. A merchant dashboard shows reward members, recent activity and redemption history. Square supports sales, refunds and product catalogue data; Shopify POS and Clover support sales and refunds. Merchants can also send authenticated sale and refund events through the API, with signed webhooks for connected workflows. Eligible products can use an online catalogue and checkout for click and collect or local delivery. Payments are processed by the merchant's connected payment provider and paid to a configured merchant-owned account; SpenVest says it does not hold sales revenue. The company says it is built for Australian independent businesses and that coverage of participating merchants is expanding across Australia. Its free Connect plan supports one location but does not calculate rewards. The Rewards Engine costs $39 a month, billed monthly per location and excluding GST. The listed platforms include Android, iOS, web and API.

Spec sheet

What it does
SpenVest is a customer wallet and behavioural-commerce platform that tracks merchant-specific rewards, Smart Value Credits, promotions, gift cards and orders.Read 15 Oct 2026 · spenvest.com.au
Purpose
SpenVest connects eligible restaurant sales to digital stamp cards, store credit, reward thresholds, offers and gift cards while the restaurant keeps its existing POS.Read 7 Oct 2026 · spenvest.com.au
Support
Australian support hours are Monday to Friday, 9:00 AM to 5:00 PM AEST/AEDT, with separate customer, merchant and driver support paths.Read 15 Oct 2026 · spenvest.com.au
Headquarters
Canberra, ACT, AustraliaRead 28 Sep 2026 · spenvest.com.au
Founded
LinkedIn lists SpenVest as founded in 2025.Read 15 Oct 2026 · au.linkedin.com
API authentication
Partner API requests use bearer or X-API-Key credentials, while connector webhooks use HMAC signatures and idempotency keys.Read 15 Oct 2026 · spenvest.com.au
Clover integration
Clover connectivity supports sales and refunds.Read 15 Oct 2026 · spenvest.com.au
Company headquarters
LinkedIn lists headquarters in Watson, Australian Capital Territory, at 49 Phillip Avenue, Watson ACT 2602.Read 15 Oct 2026 · au.linkedin.com
Company legal identity
The Australian Business Register lists SPENVEST PTY LTD as an active Australian private company from 12 December 2025, with ABN 95 693 680 607 and ACT business location.Read 15 Oct 2026 · abr.business.gov.au
Company size
LinkedIn lists SpenVest as a privately held software-development company with 2–10 employees.Read 15 Oct 2026 · au.linkedin.com
Customer activity
The merchant dashboard shows reward members, recent reward activity and redemption history.Read 7 Oct 2026 · spenvest.com.au
Customer segmentation
Rewards Engine includes customer matching, segmentation and digital receipts.Read 15 Oct 2026 · spenvest.com.au
Documentation
The merchant guide contains 99 articles across 25 sections covering onboarding, POS, rewards, commerce, analytics, security and troubleshooting.Read 15 Oct 2026 · spenvest.com.au
Independent company description
LinkedIn describes SpenVest Pty Ltd as helping Australian local businesses connect purchases to customers, run loyalty and digital rewards, and retain existing POS systems.Read 15 Oct 2026 · au.linkedin.com
Independent engineering organisation
LinkedIn lists SpenVest Lab as a 2–10-person IT-services and consulting organisation founded in 2025 in Phillip, Australian Capital Territory.Read 15 Oct 2026 · linkedin.com
Integration limitation
SpenVest does not claim live stock synchronisation or writing Commerce orders back into connected POS providers.Read 15 Oct 2026 · spenvest.com.au
Integration limits
SpenVest does not claim live stock sync or write Commerce orders back into connected POS providers.Read 7 Oct 2026 · spenvest.com.au
Intended customers
SpenVest says it is built for Australian independent businesses and supports restaurant loyalty workflows.Read 7 Oct 2026 · spenvest.com.au
Lightspeed status
Lightspeed outlet discovery and signed sales webhooks are described as coming soon and cannot be connected today.Read 15 Oct 2026 · spenvest.com.au
Limit: checkout linkage
A purchase may not appear in the customer account if staff do not scan or enter the SpenVest code before payment is completed.Read 15 Oct 2026 · spenvest.com.au
Limit: hospitality availability
Full Cloud POS and Cloud POS Hospitality are listed as coming soon, so table, waiter and kitchen workflows are not currently available in those plans.Read 15 Oct 2026 · spenvest.com.au
Limit: loyalty-card wallet
The Loyalty Cards Wallet is display-only and does not sync or validate third-party loyalty balances or systems.Read 15 Oct 2026 · spenvest.com.au
Limit: reward portability
SVC and gift-card value are merchant-specific and generally cannot be redeemed outside the issuing merchant's program.Read 15 Oct 2026 · spenvest.com.au
Notable news: dashboard preview
A LinkedIn preview described the merchant dashboard as providing order and delivery management, customer insights, offers, cashback, click-and-collect and performance tracking.Read 15 Oct 2026 · linkedin.com
Notable news: landing page
A LinkedIn launch post described unified wallets, real-time transaction tracking, automated SVC reconciliation, multi-tier rewards and behavioural commerce insights as platform capabilities in development.Read 15 Oct 2026 · linkedin.com
Notable news: testing phase
A LinkedIn company update said SpenVest entered a testing phase focused on stability, scalability and real-world readiness.Read 15 Oct 2026 · linkedin.com
Online commerce
Eligible merchants can add storefront products, hosted checkout, click and collect and local delivery, with payments settling to the merchant's connected account.Read 15 Oct 2026 · spenvest.com.au
Other integration paths
Merchants can send authenticated sale and refund events through the API, and signed webhooks deliver events for connected workflows.Read 7 Oct 2026 · spenvest.com.au
Partner API
Approved referral partners can use a REST API for referrals, customers and rewards with partner-scoped API keys.Read 15 Oct 2026 · spenvest.com.au
Payment handling
Customer payments are processed by the merchant's connected payment provider and paid to the configured merchant-owned account; SpenVest says it does not hold merchant sales revenue.Read 7 Oct 2026 · spenvest.com.au
Platform availability
The company says the platform is available to businesses across Australia while participating merchant coverage is expanding.Read 7 Oct 2026 · spenvest.com.au
POS integrations
Square supports sales, refunds and product catalogue, while Shopify POS and Clover support sales and refunds.Read 7 Oct 2026 · spenvest.com.au
Privacy and security
The privacy policy describes safeguards that may include access controls, encryption or secure transport, authentication and credential controls, logging and monitoring, and need-to-know access limits.Read 7 Oct 2026 · spenvest.com.au
Privacy compliance
The company says it aims to handle information consistently with Australia's Privacy Act 1988 and Australian Privacy Principles where applicable.Read 15 Oct 2026 · spenvest.com.au
Privacy scope
The privacy policy says the company aims to handle personal information consistently with Australian privacy requirements, including the Privacy Act 1988 and Australian Privacy Principles where they apply.Read 7 Oct 2026 · spenvest.com.au
Public integration API
The integration API accepts authenticated sale and refund events from merchant systems without a direct connector.Read 15 Oct 2026 · spenvest.com.au
Restaurant ordering
Eligible products can add an online catalogue and checkout with click and collect and local delivery, with payments settling to the restaurant's connected account.Read 7 Oct 2026 · spenvest.com.au
Reward features
The Rewards Engine supports points, stamps, SVC, cashback, reward thresholds, campaigns, bonus rules, redemption authorisations and refund reversals.Read 7 Oct 2026 · spenvest.com.au
Reward model
Eligible purchases are captured from connected POS systems or approved uploads, then progress is shown toward merchant-defined reward thresholds.Read 15 Oct 2026 · spenvest.com.au
Rewards
The Rewards Engine supports points, stamps, SVC, cashback, thresholds, campaigns, bonus rules, redemption authorisations and refund reversals.Read 15 Oct 2026 · spenvest.com.au
Security statement
The privacy policy lists access controls, encryption or secure transport, authentication and credential controls, logging, monitoring and need-to-know access limits.Read 15 Oct 2026 · spenvest.com.au
Self-hosted connectors
Enterprise partners may self-host connectors under written agreement and receive a signing secret; the standard platform is provider-connected rather than self-hosted.Read 15 Oct 2026 · spenvest.com.au
Shopify POS integration
Shopify POS connectivity supports sales and refunds.Read 15 Oct 2026 · spenvest.com.au
Square integration
Square connectivity supports completed sales, refunds and product-catalogue import.Read 15 Oct 2026 · spenvest.com.au

Plans and prices

Connect Free per location per month, excludes GST 1 location · up to 5 featured products · read-only external rewards · no SpenVest reward calculation, cashback, campaigns, checkout, orders, inventory or POS Read 15 Oct 2026 · spenvest.com.au
Connect Free 1 location · existing rewards provider remains authoritative · no SpenVest reward calculation, cashback or campaigns · no native checkout, orders, inventory or POS Read 7 Oct 2026 · spenvest.com.au
Ecommerce & Shipping $19 a month Optional add-on on eligible products Adds product variants, hosted checkout, Australia Post and tracking Read 7 Oct 2026 · spenvest.com.au
Ecommerce & Shipping add-on A$19 a month per location per month, where eligible product variants · hosted checkout · Australia Post · tracking Read 15 Oct 2026 · spenvest.com.au
Rewards Engine $39 a month per location per month, excludes GST points, stamps, SVC, cashback · thresholds, campaigns and bonus rules · redemption authorisations and refund reversals · customer matching and segmentation · up to 100 active products · click and collect and local delivery · SMS usage-based Read 15 Oct 2026 · spenvest.com.au
Lite Cloud POS $59 a month per location per month, excludes GST 1 browser/PWA register · simple products and services · menus · QR self-ordering · appointments · staff access · receipts and basic reporting · no full inventory or hospitality table, waiter or kitchen operations Read 15 Oct 2026 · spenvest.com.au
Cloud POS $89 a month per location per month, excludes GST; coming soon 2 registers · product variants · inventory by location · suppliers and purchase orders · receiving, transfers and barcode scanning · ecommerce and fulfilment · no table, waiter or kitchen operations Read 15 Oct 2026 · spenvest.com.au
Cloud POS Hospitality $119 a month per location per month, excludes GST; coming soon 3 waiter devices · 2 kitchen-display devices · tables and open bills · split payments and courses · waiter mode · kitchen display · dine-in and table QR ordering · reservations and catering Read 15 Oct 2026 · spenvest.com.au
Enterprise Priced on request custom pricing under negotiated terms; coming soon custom integrations · reporting · security · onboarding · SLA Read 15 Oct 2026 · spenvest.com.au

Every SpenVest plan and price →

Strong points and limits

Strong points

  • Supports points, stamps, cashback and campaigns.
  • Square supports sales, refunds and product catalogue.
  • API and signed webhooks support integrations.
  • Merchant retains its connected payment provider.
  • Eligible products can use online checkout.

Limits

  • Free plan is limited to one location.
  • Free plan has no SpenVest reward calculation.
  • Rewards Engine excludes GST.
  • No live stock sync is claimed.

Who it suits

SpenVest suits Australian independent restaurants that want loyalty features alongside an existing POS. It may also suit merchants seeking click-and-collect or local-delivery checkout for eligible products.

SpenVest in depth

Read the full write-up

Overview

SpenVest is a loyalty and online-ordering layer for independent restaurants that want to retain their current point-of-sale and payment setup. Its appeal is the combination of rewards tied to eligible sales and an optional way to sell eligible products online; its boundaries are just as clear, with no claimed live stock sync or write-back of commerce orders to connected POS systems.

It is built for Australian independent businesses, and the company says the platform is available to businesses across Australia as participating merchant coverage expands. That makes it a focused choice for operators adding loyalty to an existing setup, not a replacement for a full restaurant-management system.

Key features

The Rewards Engine supports points, stamps, store value credit (SVC), cashback, reward thresholds, campaigns, bonus rules, redemption authorisations and refund reversals. That breadth gives merchants several ways to shape rewards and helps align them with refunded sales. The dashboard shows members, recent reward activity and redemption history, useful for reviewing loyalty activity without replacing the POS.

Square supports sales, refunds and product catalogue data; Shopify POS and Clover support sales and refunds. Merchants can also send authenticated sale and refund events through the API, with signed webhooks for connected workflows. These are practical routes for connecting eligible activity, but they do not amount to two-way commerce integration: SpenVest does not claim live inventory sync or sending online orders back into the connected POS.

Eligible products can be sold through an online catalogue and checkout with click and collect or local delivery. Payments run through the restaurant’s connected payment provider and settle to its configured, merchant-owned account; SpenVest says it does not hold sales revenue. This preserves the restaurant’s payment arrangement, while limiting the ordering feature to eligible products rather than establishing a broader inventory system.

The privacy policy describes safeguards that may include access controls, encryption or secure transport, authentication and credential controls, logging and monitoring, and need-to-know access. It says the company aims to handle personal information consistently with Australian privacy requirements, including the Privacy Act 1988 and Australian Privacy Principles where applicable.

Pricing

The free Connect plan costs nothing and is limited to one location. It leaves the existing rewards provider authoritative and does not include SpenVest reward calculation, cashback, campaigns, native checkout, orders, inventory or POS. It is a narrow starting point, not a free version of the Rewards Engine.

Ecommerce & Shipping costs $19 a month as an optional add-on on eligible products. It adds product variants, hosted checkout, Australia Post and tracking, making it relevant to merchants who need those commerce tools rather than reward calculation. Rewards Engine costs $39 a month, billed monthly per location, excluding GST. It includes Connect, points, stamps, SVC and cashback, and supports up to 100 active storefront products. SMS is usage-based; full inventory, suppliers, purchase orders and Cloud POS are excluded. This is the clearest fit for a restaurant prioritising loyalty while keeping its POS.

Lite Cloud POS is $59 a month, billed monthly per location, excluding GST. It provides one browser/PWA register for simple products, services, menus, QR self-ordering and appointments, but not full inventory accounting, stock transfers, or table, waiter and kitchen operations. Cloud POS is $89 a month, billed monthly per location, excluding GST, and coming soon; its planned package has two registers, inventory, suppliers, purchase orders and barcode scanning, but no table, waiter or kitchen operations. Cloud POS Hospitality is $119 a month, billed monthly per location, excluding GST, and also coming soon. It is planned for three waiter devices and two kitchen-display devices, with tables, open bills, split payments, courses, dine-in and table QR ordering.

Enterprise is coming soon with custom pricing under negotiated terms for custom integrations, reporting, security, onboarding and SLA. The per-location billing on the paid monthly POS and rewards plans matters for multi-site operators, while the coming-soon status makes the two Cloud POS tiers unsuitable for an immediate deployment decision.

Platforms

SpenVest supports Android, iOS, web and API. Its restaurant integrations cover sales and refunds across Square, Shopify POS and Clover, with catalogue support stated for Square. Participating merchant coverage is expanding across Australia, so national platform availability does not by itself mean every local merchant participates.

Who it's for

SpenVest makes most sense for an Australian independent restaurant that wants configurable loyalty, refund-aware rewards and eligible online ordering without abandoning its existing POS or payment provider. It is a weaker fit for teams that depend on live stock synchronisation, POS order write-back, comprehensive inventory accounting, or mature table and kitchen operations in the same product.

Pros and cons

Pros: Reward options span points, stamps, cashback and SVC, with campaigns, authorisations and refund reversals to support controlled programs.

Pros: Eligible online checkout supports click and collect and local delivery while payment settlement remains with the restaurant’s configured account.

Pros: Square, Shopify POS, Clover, API events and signed webhooks offer several ways to connect qualifying sales activity.

Cons: No claimed live stock sync or POS write-back makes it unsuitable as a two-way commerce backbone.

Cons: Rewards Engine caps active storefront products at 100, charges per location and uses paid, usage-based SMS.

Cons: The broader Cloud POS and hospitality plans are coming soon, and the current Lite tier omits full inventory and core table, waiter and kitchen workflows.

Alternatives

Restaurant Loyalty Software is the category comparison for readers weighing loyalty products across the field. Loga is another freemium Android, iOS, web and API option; its free tier has 100 members and one admin, while its Starter plan is 490 THB a month with 1,000 members, five admins, one reward and three coupons. It may suit a reader whose immediate priority is a defined member-and-admin allowance.

Loyalzoo is a paid option with a free trial and a GROW plan at $77 a month, combining points or stamp loyalty with basic SMS, email and push marketing, subscriptions and memberships. Choose it when those marketing and membership features are the priority over SpenVest’s restaurant POS-linked ordering approach. Slant Loyalty offers a free tier capped at 100 orders per month with limited invoices and email support, and a paid plan at $32 a year; it may appeal when a low-cost, order-limited option is sufficient.

ChefDesk is a paid, free-trial product whose pricing depends on outlets and modules, a relevant alternative for buyers comparing outlet- and module-based plans. Loyalty Interchange Protocol is a free, Apache-2.0 open-source, self-hosted stack for teams that prefer a self-managed API and web option. Hang is a paid Android, iOS, web and API alternative. Letstamp has a seven-day free trial and a $32 a month plan for one branch and two campaigns, with extra branches and campaigns priced separately; it suits buyers seeking a campaign-count-based package. Hospo Solutions is a paid, free-trial option with website-focused plans, including Hospo Builder at £100 a month and Managed Website at £200 a month.

Verdict

Choose SpenVest if you run an Australian independent restaurant, want rewards linked to eligible sales, and prefer to keep your existing POS and payment provider. Its strongest reason to buy is the focused mix of configurable rewards, refund reversals and optional local ordering. Look elsewhere if your decision depends on live inventory synchronisation, POS order write-back or a complete table-and-kitchen system today.

Verdict

SpenVest adds configurable rewards and eligible online ordering while preserving the merchant's existing POS and payment setup. Check the per-location charge and integration limits against the workflows you need.

Where Specifiction places it

Alternatives to SpenVestAll alternatives →