Cash App Taxes vs Splitwise
Cash App Taxes
cash.appSplitwise
splitwise.comSide by side
| Figure | Cash App Taxes | Splitwise |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 8 |
| Spec score · Peer-to-Peer Payment Apps | 8.9 (#2) | 8.8 (#3) |
| Free plan | Yes | Yes |
| Purpose | Cash App Taxes provides self service preparation and filing for federal and state income taxes. | Splitwise organizes shared expenses and IOUs so friends, family, housemates, and trip groups can track who owes whom. |
| Rating on Apple App Store | 4.8 out of 5 from 8.7 million ratings. | 4.0 out of 5 from 29K ratings |
| Rating on Google Play | 4.7 out of 5 from 4.34 million reviews. | 4.0 out of 5 from 195K reviews |
| Rating on Trustpilot | 4.5 out of 5 from 27,823 reviews. | 2.0 out of 5 from 72 reviews |
| Support | Official terms direct users to the online help center; the service does not provide tax advice. | Splitwise lists email support and says it aims to reply to most support requests within one business day. |
| What it does | Cash App Taxes provides self-preparation and electronic filing for personal federal and state income-tax returns. | Splitwise is a Providence-based service for recording shared bills and IOUs so participants can see who owes whom. |
Plans
Splitwise
- Individual + Trip PassPrice not published
- Duo + Trip PassPrice not published
- Monthly subscriptionPrice not published
- FreeFree
- FreeFree
- Splitwise Pro monthly$4.99 a month
- Splitwise Pro annual$39.99 a year
- Splitwise ProPriced on request
In their own words
Cash App Taxes
Cash App Taxes is a self-service service for preparing and filing U.S. federal and state income tax returns. It supports returns involving W-2s, 1099s, investments, self-employment, and side-gig income; state filing is included. The filing workflow provides step-by-step instructions and works on a phone or computer through the web, iOS, or Android. Federal and state filing costs nothing, including when claiming deductions or credits or reporting stock or bitcoin sales. A Cash App account is required to log in. The maker says the service is an authorized IRS e-file provider and describes encryption, taxpayer-information safeguards, and vulnerability assessments. Phone number verification is required, and authenticator-app two-factor authentication is supported. The service does not provide tax or legal advice, tax planning, or audit assistance, and users are responsible for their returns. It offers e-filing for federal returns and most states that permit it; some returns may need to be mailed.
Splitwise
Splitwise organizes shared expenses and IOUs for friends, families, housemates, and trip groups. Users can divide costs equally or unequally, including by percentage or shares, while the service calculates balances and can simplify debts among group members. It includes recurring expenses, offline mode, and cloud sync, and lists support for more than 100 currencies. Pro adds currency conversion using current foreign exchange rates, receipt scanning, itemization, charts, graphs, and expense search. Users can record cash or online payments; Splitwise Pay supports sending payments to friends in the United States. Pro transaction import connects a credit or debit card to show recent purchases for splitting, a feature currently available only in the US. Splitwise is available on Android, iOS, and the web, and offers an API for authorized third-party access. Expense details are visible to the friends or group members they are shared with. The free plan costs nothing and includes unlimited expenses, groups, friends, and balances. Splitwise says its expense and payment records are informal and not legally binding.