Cashflows Virtual Terminal vs Helcim
Cashflows Virtual Terminal
cashflows.comHelcim
helcim.comSide by side
| Figure | Cashflows Virtual Terminal | Helcim |
|---|---|---|
| Price from | — | $0.40/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 6 |
| Spec score · Virtual Terminal Software | 7.5 (#13) | 9.1 (#2) |
| Headquarters | London, United Kingdom | Helcim lists its primary headquarters at 440 2 Ave SW, Suite 400, Calgary, Alberta T2P 5E9, Canada. |
| Integrations | Cashflows developer documentation provides Shopify Hosted Checkout Pages and WooCommerce plugin integration guidance. | Listed integrations include QuickBooks Online, Xero, WooCommerce and Foxy, with additional software connections available. |
| Payment links | Virtual Terminal can create payment links that customers follow to pay at their convenience. | Payment pages and links let merchants request payment by email or SMS. |
| Security | Cashflows is PCI DSS Level 1 certified, described as the highest level of card data security. | Helcim identifies itself as a PCI Level 1 Service Provider and says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. |
| Support | Cashflows lists office hours of 09:00–17:00 UK time Monday–Friday and specialist card-terminal support from 08:00–23:00 Monday–Saturday and 10:00–17:00 Sunday. | Helcim offers phone support Monday through Friday 7 a.m.–5 p.m. MT and Saturdays 9 a.m.–5 p.m. MT, and says contact-form questions receive a reply within one business day. |
Plans
Cashflows Virtual Terminal
- Cashflows Virtual TerminalPriced on request
Helcim
- Helcim payment processingFree
- Helcim platformFree
- Recurring payments$0.40 a month
- 4G wireless data$7 a month
- Helcim Card Reader$199, paid once
- Helcim Smart Terminal$349, paid once
In their own words
Cashflows Virtual Terminal
Cashflows Virtual Terminal has no write-up on Specifiction yet; its figures are above.
Helcim
Helcim provides businesses with payment processing tools for in-person and online sales, invoices, and virtual-terminal transactions. Its tools include point of sale, online checkout, payment links, recurring payments, invoicing, a customer vault, and an inventory catalog. In-person payments support major payment types such as Apple Pay and Google Pay. Eligible merchants can also accept ACH through invoicing, recurring payments, payment requests, and the Virtual Terminal. Helcim lists integrations with QuickBooks Online, Xero, and WooCommerce, as well as its API and HelcimPay.js for custom integrations and website payments. The Card Vault tokenizes stored payment details for future or recurring payments, while Helcim says it protects cardholder data with AES-256 encryption and TLS 1.2 or higher in transit. It identifies itself as a PCI Level 1 Service Provider. The POS app is available for Windows, Mac, iOS, and Android, with listed device requirements. The processing plan costs nothing, with no account monthly fees; transaction rates vary by volume and payment method.