Cashflows Virtual Terminal vs myPOS Virtual Terminal MO/TO
Cashflows Virtual Terminal
cashflows.commyPOS Virtual Terminal MO/TO
mypos.comSide by side
| Figure | Cashflows Virtual Terminal | myPOS Virtual Terminal MO/TO |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Virtual Terminal Software | 7.5 (#13) | 8.5 (#3) |
| Headquarters | London, United Kingdom | The company story says London was the company's headquarters in 2017. |
| Purpose | Virtual Terminal is accessed through a Cashflows Portal account to take payments by phone. | The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote. |
| Security | Cashflows is PCI DSS Level 1 certified, described as the highest level of card data security. | The product page says the customer's credit card information cannot be accessed once the transaction has been completed. |
| Support | Cashflows lists office hours of 09:00–17:00 UK time Monday–Friday and specialist card-terminal support from 08:00–23:00 Monday–Saturday and 10:00–17:00 Sunday. | The UK pricing page lists 24/7 customer support as free. |
Plans
Cashflows Virtual Terminal
- Cashflows Virtual TerminalPriced on request
myPOS Virtual Terminal MO/TO
- MO/TO Virtual TerminalFree
- MO/TO Virtual TerminalFree
- Card-not-present online paymentsPrice not published
- MO/TO paymentsPrice not published
In their own words
Cashflows Virtual Terminal
Cashflows Virtual Terminal has no write-up on Specifiction yet; its figures are above.
myPOS Virtual Terminal MO/TO
myPOS Virtual Terminal MO/TO lets businesses take card payments by phone or email when a customer is remote. It works on a computer, phone, or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can give employees specific access to accept payments, then track transactions in real time from any location using the myPOS Mobile app. The product page says completed payments settle immediately into the myPOS merchant account. Businesses apply through that account, and myPOS confirms eligibility for the service. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. The plan has no monthly fee, but transaction fees apply, and the displayed tariff table is a concise summary linked to the full tariff breakdown. The product page says customer card information cannot be accessed after a transaction is complete. The UK pricing page lists 24/7 customer support as free.