Cashfree Easy Split vs Getpaid

Cashfree Easy Split lets businesses collect customer payments, deduct commissions, and divide settlements among vendors, partners, and bank accounts. It supports seller onboarding, split payments, commission tools, and instant payout scheduling. Refunds can adjust vendor settlements, including after a settlement has occurred. Webhooks report transaction status for real-time reconciliation of payments, refunds, and settlements. Reports cover transactions, settlements, refunds, vendor payments, and adjustments. Checkout includes three automatic retries, saved cards, and routing across multiple banks and networks. Easy Split works with Cashfree Payment Gateway, Payment Links, Payment Forms, and Subscriptions. Its APIs cover vendor management, order splits, scheduled or on-demand settlements, refunds, and vendor reconciliation. The page names marketplaces, financial services, education businesses, and franchise businesses as use cases. Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2 among its standards and certifications. Standard pricing is 0.2% - 0.25% on order value for every transaction, plus standard collection charges. Enterprise pricing is custom.

Getpaid provides embedded payments and monetization for software platforms with their own merchant networks. Its flows include hosted checkout, multi-party split settlement, subscriptions, invoicing, wallet top-ups, and agent payments. A transaction can be divided atomically among a platform, merchants, sub-merchants, and other recipients. Fee rules may be percentage-based, fixed, tiered, blended, or mixed, and can vary by merchant, tier, end customer, or region. Hosted checkout is available now with white-label branding, custom copy, multiple languages, cards, bank payments, wallets, and local methods. The company advertises 160+ payment methods. Billing includes invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit. Wallets support instant balance credit, automatic top-ups, and an API ledger. Developers receive a REST API, sandbox, hosted checkout, and Postman collection; embedded components and API-only integration are coming soon. Getpaid describes KYC/KYB, sanctions screening, monitoring, fraud controls, EU hosting, GDPR processing, and PCI DSS Level 1 partners.