Cashfree Easy Split vs PayPal Multiparty Payments

Cashfree Easy Split lets businesses collect customer payments, deduct commissions, and divide settlements among vendors, partners, and bank accounts. It supports seller onboarding, split payments, commission tools, and instant payout scheduling. Refunds can adjust vendor settlements, including after a settlement has occurred. Webhooks report transaction status for real-time reconciliation of payments, refunds, and settlements. Reports cover transactions, settlements, refunds, vendor payments, and adjustments. Checkout includes three automatic retries, saved cards, and routing across multiple banks and networks. Easy Split works with Cashfree Payment Gateway, Payment Links, Payment Forms, and Subscriptions. Its APIs cover vendor management, order splits, scheduled or on-demand settlements, refunds, and vendor reconciliation. The page names marketplaces, financial services, education businesses, and franchise businesses as use cases. Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2 among its standards and certifications. Standard pricing is 0.2% - 0.25% on order value for every transaction, plus standard collection charges. Enterprise pricing is custom.

PayPal Multiparty Payments is a payment-processing offering within PayPal Complete Payments Platform for marketplaces and other platforms. It supports global seller onboarding subject to local regulations and compliance rules, with payment acceptance, partner fees, foreign exchange, payouts, and dispute and chargeback management. Checkout options include PayPal, Pay Later, Venmo in the US, alternative payment methods, and credit or debit cards. Expanded Checkout adds customizable branded card fields, while its fraud tools can be customized. Multiparty checkout uses the PayPal JavaScript SDK and supports client-side and server-side integration. The platform is available only to approved partners, though sandbox testing is available before approval; advanced card payments also require vetting and underwriting. Multi-merchant orders are limited to 10 purchase units, with a 20-second API response timeout. Platform fees are not supported for first-party integrations. Pricing is on request.