Cashfree Easy Split vs Razorpay Route

Cashfree Easy Split lets businesses collect customer payments, deduct commissions, and divide settlements among vendors, partners, and bank accounts. It supports seller onboarding, split payments, commission tools, and instant payout scheduling. Refunds can adjust vendor settlements, including after a settlement has occurred. Webhooks report transaction status for real-time reconciliation of payments, refunds, and settlements. Reports cover transactions, settlements, refunds, vendor payments, and adjustments. Checkout includes three automatic retries, saved cards, and routing across multiple banks and networks. Easy Split works with Cashfree Payment Gateway, Payment Links, Payment Forms, and Subscriptions. Its APIs cover vendor management, order splits, scheduled or on-demand settlements, refunds, and vendor reconciliation. The page names marketplaces, financial services, education businesses, and franchise businesses as use cases. Cashfree lists ISO/IEC 27001:2022, PCI-DSS v4.0.1, and SOC 2 among its standards and certifications. Standard pricing is 0.2% - 0.25% on order value for every transaction, plus standard collection charges. Enterprise pricing is custom.

Razorpay Route splits incoming payments among multiple sellers, service providers, or bank accounts. For marketplaces, it can direct parts of a customer payment to chosen sellers and control the amount, recipient, and settlement timing. Businesses can onboard vendors and other payees as linked accounts without physical paperwork, make multiple transfers from one payment, and reverse transfers through APIs. Settlements can be scheduled, deferred, or held until business conditions are met. Route also supports API-driven reconciliation and reporting for transactions, transfers, and settlements. Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split through Route. It supports webhooks for transfer creation and reversal, with separate test and live URLs. Razorpay describes it as built for 100,000+ sellers and millions of transactions, with Amazon AWS hosting and auto-scaling. Access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information. The Standard Plan is $0.10 as a one-time purchase, with GST applicable; a Customized Plan has no listed price.