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SPECIFICTION
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Razorpay Route

razorpay.com

WebiOSAndroidAPI
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Spec score 7.5 #14 of 28 in Marketplace Payment Platforms

What it is

Razorpay Route splits incoming payments among multiple sellers, service providers, or bank accounts. For marketplaces, it can direct parts of a customer payment to chosen sellers and control the amount, recipient, and settlement timing. Businesses can onboard vendors and other payees as linked accounts without physical paperwork, make multiple transfers from one payment, and reverse transfers through APIs. Settlements can be scheduled, deferred, or held until business conditions are met. Route also supports API-driven reconciliation and reporting for transactions, transfers, and settlements. Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split through Route. It supports webhooks for transfer creation and reversal, with separate test and live URLs. Razorpay describes it as built for 100,000+ sellers and millions of transactions, with Amazon AWS hosting and auto-scaling. Access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information. The Standard Plan is $0.10 as a one-time purchase, with GST applicable; a Customized Plan has no listed price.

Spec sheet

What it does
Route splits incoming payments among multiple third parties, sellers, or bank accounts for one-to-many disbursements.Read 3 Oct 2026 · razorpay.com
Integrations
Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split using Route.Read 3 Oct 2026 · razorpay.com
Support
Razorpay's About Us page lists 24x7 support as a signup benefit.Read 3 Oct 2026 · razorpay.com
Headquarters
Bengaluru, Karnataka, IndiaRead 28 Sep 2026 · razorpay.com
Availability
Route is listed as available in India and Malaysia.Read 3 Oct 2026 · razorpay.com
Eligibility limit
The documentation states that access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information.Read 3 Oct 2026 · razorpay.com
Linked accounts
Businesses can onboard vendors, sellers, and service providers as linked accounts without physical paperwork.Read 3 Oct 2026 · razorpay.com
Maker details
Razorpay says it was founded by IIT Roorkee alumni and lists its headquarters in Bangalore.Read 3 Oct 2026 · razorpay.com
Marketplace use
Marketplaces can split individual customer payments among multiple sellers and control how much is transferred, to whom, and when it settles.Read 3 Oct 2026 · razorpay.com
Reconciliation and reporting
Route supports API-driven reconciliation and reporting on transactions, transfers, and settlements.Read 3 Oct 2026 · razorpay.com
Scale
Razorpay says Route is built for 100,000+ sellers and millions of transactions, with servers hosted on Amazon AWS and auto-scaling systems.Read 3 Oct 2026 · razorpay.com
Settlement controls
Users can schedule settlements, defer them, or put transfers on hold until business conditions are met.Read 3 Oct 2026 · razorpay.com
Supported platforms
Route supports Standard Checkout and Custom Checkout on web, Android, iOS, and Webview.Read 3 Oct 2026 · razorpay.com
Transfers and reversals
Route supports multiple transfers to linked accounts for each payment and lets users reverse transferred funds through APIs.Read 3 Oct 2026 · razorpay.com
Webhooks
Route can send webhook notifications for transfer.created and transfer.reversed events, with separate test and live mode URLs.Read 3 Oct 2026 · razorpay.com

Plans and prices

Standard Plan $0.10, paid once 0.1% charged on every transfer as addon pricing; limited-time offer Successful transfers only · Standard Payment Gateway pricing applies to underlying payment · GST applicable Read 3 Oct 2026 · razorpay.com
Customized Plan Priced on request Sign up to learn more Custom pricing Read 3 Oct 2026 · razorpay.com

Every Razorpay Route plan and price →

Strong points and limits

Strong points

  • Supports multiple transfers per payment and reversals through APIs
  • Settlements can be scheduled, deferred, or held
  • Reconciliation and reporting are API-driven
  • Integrates with Subscriptions, Payment Links, Invoices, and Smart Collect

Limits

  • No free plan
  • Access requires specified turnover and transparency information
  • Standard Plan is $0.10 as a one-time purchase, plus applicable GST

Who it suits

Route suits marketplaces and businesses that need to split incoming payments among linked sellers or service providers, with controls over transfer timing and reconciliation. Eligibility requires the stated turnover threshold and payer-payee transparency information.

Verdict

Route provides payment splitting, linked-account onboarding, settlement controls, and reconciliation for marketplace-style payouts. Check the stated eligibility requirements and transfer pricing before choosing it.

Where Specifiction places it

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