Cashfree Payment Gateway vs Elavon Converge
Cashfree Payment Gateway
cashfree.comElavon Converge
elavon.comSide by side
| Figure | Cashfree Payment Gateway | Elavon Converge |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 1 |
| Spec score · Payment Gateways | 8.8 (#6) | 7.5 (#34) |
| Intended customers | Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses. | Elavon describes Converge as a solution for businesses of all types, and its callback form lists industries including restaurant, hospitality, retail, healthcare, services, government, and nonprofit. |
| Payment methods | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. | The product page says Converge accepts debit and credit cards, PayPal, electronic checks, and digital wallets. |
| Recurring payments | Subscriptions, UPI AutoPay and eNACH support automated recurring debits. | Converge supports customer profiles and card details on file for repeat, recurring, and subscription payments. |
| Support | The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support. | Elavon says customer support for existing accounts is available 24/7/365. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.
Elavon Converge
Elavon Converge has no write-up on Specifiction yet; its figures are above.