Cashfree Payment Gateway vs MONEI
Cashfree Payment Gateway
cashfree.comMONEI
monei.comSide by side
| Figure | Cashfree Payment Gateway | MONEI |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 1 |
| Spec score · Payment Gateways | 8.8 (#6) | 7.3 (#37) |
| Founded | 2015 | 2015 |
| Headquarters | Bengaluru, Karnataka, India | Málaga, Spain |
| Payment links | Merchants can accept payments without coding by creating payment links. | Pay By Link lets businesses take payments with or without a website. |
| Payment methods | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. | The gateway supports 30+ payment methods, including cards, digital wallets, and local options. |
| Recurring payments | Subscriptions, UPI AutoPay and eNACH support automated recurring debits. | The platform supports recurring payments and subscriptions. |
| Settlements | Cashfree states that its default UPI settlement cycle is T+2 days and that instant settlements are available for eligible businesses. | The pricing FAQ says settlements usually take 1 to 7 days; high-risk merchants such as CBD sellers may have payout periods up to 30 days. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.