Cashfree Payment Gateway vs NOWPayments
Cashfree Payment Gateway
cashfree.com
NOWPayments
nowpayments.ioSide by side
| Figure | Cashfree Payment Gateway | NOWPayments |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 5 |
| Spec score · Payment Gateways | 8.8 (#6) | 8.5 (#11) |
| Founded | 2015 | 2019 |
| Intended customers | Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses. | The site presents solutions for ecommerce, casinos, gaming, adult platforms, trading platforms, SaaS, marketplaces, charities, payroll, and travel businesses. |
| Rating on G2 | 4.0 out of 5 from 31 reviews. | 4.5 out of 5 from 13 reviews |
| Rating on Trustpilot | 1.5 out of 5 from 43 reviews. | 4.5 out of 5 from 1,100 reviews |
| Support | The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support. | The pricing page advertises 24/7 support. |
| What it does | Cashfree provides payment collection, payouts, international payments, identity verification and fraud-detection infrastructure for businesses. | NOWPayments is a non-custodial gateway for accepting cryptocurrency payments, donations and payouts through websites, stores and social accounts. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
NOWPayments
- Standard payment processingFree
- Autoconverted or fixed-rate paymentsPrice not published
- Off-chain conversionsPrice not published
- Payments without conversionPrice not published
- Withdrawals and mass payoutsPrice not published
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.
NOWPayments
NOWPayments lets businesses accept cryptocurrency payments on websites, online stores, and social media accounts. Its homepage says the gateway supports 350+ crypto coins and 75+ fiat coins. Payment options include invoices, subscriptions, buttons, donations, point of sale, widgets, plugins, and a white-label option. The API supports instant payment notifications and allows one order to be paid with multiple cryptocurrencies. Named ecommerce integrations include WooCommerce, WHMCS, Magento 2, OpenCart, Zen Cart, PrestaShop, and Ecwid. NOWPayments describes its service as non-custodial and says it does not hold or store customer funds. Received crypto can be converted automatically into a chosen cryptocurrency using ChangeNOW. Account security controls include two-factor authentication, role-based access, and withdrawal whitelisting. The company presents the service for businesses including ecommerce, gaming, SaaS, marketplaces, charities, payroll, and travel. It advertises 24/7 support. NOWPayments was founded in 2019 by the team behind ChangeNOW and identifies FD Transfers LLC as its operator. The listed standard payment processing plan is free; blockchain network fees are excluded, and enterprise pricing is available on request.