Cashfree Payment Gateway vs PayKun
Cashfree Payment Gateway
cashfree.comPayKun
paykun.comSide by side
| Figure | Cashfree Payment Gateway | PayKun |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 2 |
| Spec score · Payment Gateways | 8.8 (#6) | 7.7 (#27) |
| Founded | 2015 | 2018 |
| Headquarters | Bengaluru, Karnataka, India | 1A, First Floor, Leela Shanti Commercial Tower, Victoria Park Rd, Bhavnagar-364002, Gujarat, India |
| Mobile SDKs | Official mobile integration options cover Android, iOS, Flutter and React Native. | PayKun lists Android and iOS SDKs for mobile integration. |
| Onboarding | Cashfree describes merchant onboarding as paperless and says a payment expert will contact new sign-ups within 24 working hours. | Merchants must complete KYC and wait for account approval before accepting payments. |
| Payment links | Merchants can accept payments without coding by creating payment links. | Merchants can share payment links through SMS, email and WhatsApp, including for businesses without a website or app. |
| Payment methods | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. | The checkout offers 120+ payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. |
| Support | The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support. | The site lists telephone support at 1800-212-8070 from Monday to Friday, 10am to 6pm IST. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.
PayKun
PayKun is a payment gateway for businesses collecting online payments from domestic and international customers. Its checkout supports more than 120 payment methods, including cards, net banking, UPI, EMI, mobile wallets and QR code. Merchants can send payment links by SMS, email or WhatsApp, including when they have no website or app, and can create a customizable payment button for a website or blog. A dashboard handles transactions, refunds, disputes and settlements, with reports and sales analytics. Integration options include JavaScript checkout, PHP, Python,.NET and Java, plus kits for OpenCart, PrestaShop, WHMCS, WordPress donations, WooCommerce and Magento. Android and iOS SDKs are listed. PayKun describes checkout as PCI DSS compliant and lists fraud prevention and a dispute resolution center. The Standard Plan is free, with 1.75% + GST on Indian debit cards, net banking, UPI and wallets, and 3.00% on international cards. KYC and approval are required before accepting payments.