Cashfree Payment Gateway vs Paytm Payment Gateway
Cashfree Payment Gateway
cashfree.com
Paytm Payment Gateway
business.paytm.comSide by side
| Figure | Cashfree Payment Gateway | Paytm Payment Gateway |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 6 |
| Spec score · Payment Gateways | 8.8 (#6) | 7.1 (#42) |
| Headquarters | Bengaluru, Karnataka, India | Noida, India |
| International payments | Cashfree says merchants can accept international payments in 140+ currencies. | The gateway supports international customer payments and real-time currency conversion without additional APIs. |
| Onboarding | Cashfree describes merchant onboarding as paperless and says a payment expert will contact new sign-ups within 24 working hours. | Eligible businesses can start through digital onboarding with minimal documentation. |
| Payment methods | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. | It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. |
| Purpose | Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. | Paytm Payment Gateway enables businesses to accept online payments through websites, apps, and other channels. |
| Settlements | Cashfree states that its default UPI settlement cycle is T+2 days and that instant settlements are available for eligible businesses. | Businesses can choose T+1, same-day, and on-demand settlement options. |
| Support | The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support. | Paytm says dedicated teams provide onboarding, integration, and operational support, alongside developer assistance. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
Paytm Payment Gateway
- Small Medium BusinessPrice not published
- Small Medium BusinessPriced on request
- EnterprisePrice not published
- EnterprisePriced on request
- Big Merchant — Standard PlanPriced on request
- Small Merchant — Standard PlanPriced on request
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.
Paytm Payment Gateway
Paytm Payment Gateway has no write-up on Specifiction yet; its figures are above.