Cashfree Payment Gateway vs PayTrace
Cashfree Payment Gateway
cashfree.comPayTrace
paytrace.netSide by side
| Figure | Cashfree Payment Gateway | PayTrace |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 0 |
| Spec score · Payment Gateways | 8.8 (#6) | 6.7 (#48) |
| Founded | 2015 | 2004 |
| Payment methods | The gateway supports UPI, cards, net banking, wallets, EMI, pay-later products and more than 180 payment modes. | PayTrace supports card and ACH payments, and its B2B page also describes accepting GSA SmartPay purchase cards for official federal government purchases. |
| Support | The maker says enterprise accounts can receive a dedicated account manager and WhatsApp support. | PayTrace lists phone support at 1-888-806-6545 from 5 am to 7 pm Pacific and support by email at [email protected]. |
| What it does | Cashfree provides payment collection, payouts, international payments, identity verification and fraud-detection infrastructure for businesses. | PayTrace provides B2B payment processing, merchant services, a payment gateway, and accounts receivable automation. |
Plans
Cashfree Payment Gateway
- Festive offerFree
- Instant SettlementsPriced on request
- Payment Gateway standard platform feePriced on request
- Standard platform feePriced on request
- EMI payment feePriced on request
- EnterprisePriced on request
- Introductory payment-gateway offerPriced on request
In their own words
Cashfree Payment Gateway
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. Cashfree lists 180+ payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, with Shopify and WooCommerce plugins also listed. Cashfree says its UPI gateway connects to 8+ banks and routes transactions between them; the default UPI settlement cycle is T+2 days, while instant settlements are available to eligible businesses. It lists PCI DSS, ISO 9001, and ISO 27001 certifications and identifies itself as an RBI-authorised Payment Aggregator. Onboarding is described as paperless, with a payment expert contacting new sign-ups within 24 working hours. Standard platform fees are priced on request, deducted from successful transactions before settlement. A festive offer gives eligible new merchants no gateway fees on the first ₹20L of GMV, though GST applies and exclusions and campaign conditions apply.